Compliance and CRA Officer

Commercial Bank & Trust Company is seeking an experience Compliance & CRA Officer. This position is a key role in ensuring the Bank maintains compliance with consumer banking regulations, CRA requirements, HMDA reporting, Fair Lending standards, and mortgage processes.

• Serves as the Bank’s designated Compliance Officer, CRA Officer, and SAFE Act Officer.
• Administers and enhances the Bank’s Compliance Management System (CMS), including compliance monitoring, complaint management, regulatory change management, training, and corrective action tracking.
• Maintains current knowledge of applicable federal and state consumer protection laws, regulations, and industry guidance and assists management with implementation of regulatory changes.
• Coordinates and prepares for regulatory examinations, independent compliance reviews, and internal audits related to consumer compliance and CRA.
• Coordinates and prepares for regulatory examinations, independent compliance reviews, and internal audits related to consumer compliance and CRA.
• Provides leadership and direction within the Compliance Department, including workflow coordination, prioritization, and team development.

• Bachelor’s Degree
• CRCM Certification (Preferred)
• Minimum of 5-years of banking compliance, CRA, audit, mortgage quality control, or risk management experience required
• Supervisory and leadership experience preferred
• Experience working with regulatory examinations, compliance management systems, and mortgage compliance processes preferred

Commercial Bank and Trust Company is an Equal Employment Opportunity Employer-Vets/Disabled