Credit Products Commercial Portfolio Manager

Job Description

At Regions, the Credit Products Commercial Portfolio Manager is a client‑facing role responsible for independently leading all aspects of the commercial credit process, both internally and externally, with prospects and clients. The Portfolio Manager partners closely with Regions' relationship managers to execute the Bank’s commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.

• Executes on the Bank’s commercial loan origination strategy by working directly with prospects, clients, and centers of influence to develop optimal financing structures to address borrowing needs.
• Underwrites, structures, and documents prospect and client transactions above a designated threshold, generally the most complex and largest relationships and circumstances.
• Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation and underwriting on a timely basis.
• Ensures all credit process metrics remain within prescribed tolerances.
• Maintains accountability for the risk evaluation and associated compliance requirements as defined in the roles and responsibility matrix for AML, CRA/HMDA, Reg B, and other regulatory/compliance requirements within the assigned portfolio and for prospects.
• Reviews interim new money requests for relationships managed up to a defined limit.

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

• Bachelor’s degree in Finance, Accounting or a related field.
• Three years of experience in commercial underwriting.
• Subject Matter Expert-level understanding of accounting and finance, financial statement and cash flow analysis.

• Completion of a major corporate credit training program (or equivalent corporate banking/corporate finance experience).

• Ability to work collaboratively with multiple stakeholders.
• Strong analytical and problem solving skills.
• Strong verbal and written communication skills.
• Well organized, detail-oriented, and ability to multi-task.

This position may be filled at a higher level depending on the candidate's qualifications and relevant experience.

Full time

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include experience, skills, knowledge, contribution, job location, and performance in the job role.

Minimum: $81,532.00 USD

Median: $96,100.00 USD

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Regions offers a benefits package that is flexible, comprehensive, and recognizes that one size does not fit all for benefits-eligible associates. Below is a synopsis of the benefits offered for informational purposes, not intended to be a complete summary of plan terms and conditions.

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please visit the benefits information page.

Poplar Main, Memphis, Tennessee

Equal Opportunity Employer/including Disabled/Veterans