J3659 – Credit Underwriter – UK, Birmingham (Hybrid) – Asset Finance

CAREERS IN LEASING Job Reference:: J3659

Job Title:: J3659 – Credit Underwriter – UK, Birmingham (Hybrid) – Asset Finance

Location:: Mids

Salary:: Excellent salary, bonus and benefits

Description

J3659 – Credit Underwriter – UK, Birmingham (Hybrid) – Asset Finance

Excellent salary and benefits.

Location: UK, Birmingham (Hybrid).

New Leaf Search is partnering with an established UK Asset Finance group in its search for a Credit Underwriter.

This is an excellent opportunity for an experienced underwriter to join a busy central credit function, assessing Asset Finance proposals across a varied portfolio of hard and soft assets together with unsecured lending.

You will use financial accounts, credit searches, business information and commercial judgement to assess risk and make well‑reasoned underwriting decisions, while working closely with sales and support teams to ensure appropriate and commercially balanced outcomes.

Key Accountabilities

• Deliver risk‑based assessments of incoming Asset Finance proposals.
• Make underwriting decisions using credit searches, financial accounts, cash flow analysis and relevant business information.
• Assess large volumes of customer and business information to determine appropriate levels of credit risk.
• Clearly justify underwriting decisions and provide constructive feedback to sales and support teams.
• Assist with the preparation and presentation of credit papers for senior approval.
• Support new initiatives, pilot schemes and improvements to underwriting processes.
• Participate in the testing and implementation of new systems and procedures.
• Review completed transactions through post‑payout auditing and recommend improvements where appropriate.
• Work collaboratively with colleagues to maintain an efficient underwriting workflow.

Person Specification

• Previous underwriting experience within Financial Services, preferably Asset Finance and Leasing.
• Existing underwriting mandate and confidence making sound credit decisions.
• Strong understanding of Asset Finance and the differing risk characteristics of hard and soft assets.
• Ability to analyse financial statements, profit and loss accounts, balance sheets and debt servicing capability.
• Strong analytical skills with excellent attention to detail.
• Good commercial judgement and stakeholder management skills.
• Excellent written and verbal communication skills.
• Highly organised with the ability to manage changing workloads and priorities.
• Comfortable using Excel, Word, CRM and other credit‑related systems.

We strongly favour applicants with proven, relevant experience in Financial Services, particularly in Asset Finance and Leasing. Relevant IN-COUNTRY experience is required; applications without it will not be considered.

Contact us for a confidential discussion.

Apply in confidence by sending your CV.

Referral fee available.

Recruitment Director

Contact:: Jane Theobald

Email:: l

Phone::

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