Capital Markets Associate​/VP

You Land is a technology-enabled private lender founded in 2016 operating across the United States, reaching over $1.9 billion in cumulatively funded principal balance and servicing more than 1,600 investors and brokers.

You Land’s core product suite encompasses fix-and-flip, bridge, and ground-up construction loans targeting residential investors, developers, and brokers who require expedient and flexible capital without the friction of traditional bank underwriting. With a streamlined online application process coupled with simple documentation requirements, the company promptly closes deals in an environment where speed is paramount to success.

In addition to operational excellence, You Land’s edge is also driven by its use of AI tools across loan origination, underwriting, and capital markets — a technology-first approach that underpins the speed and consistency clients have come to expect.

We’re seeking a Capital Markets Associate or VP to support the execution of whole loan sales, pricing strategy, and investor relations for residential mortgage products, including RTL, bridge, and DSCR loans. The role sits at the intersection of Originations, Credit, FP&A, and external stakeholders to maximize execution on whole loan trades while providing support on loan intake, underwriting, trading, capital markets initiatives, and investor relations.

• Support loan intake and underwriting through interface with internal underwriting team, borrowers, and capital partners.
• Draft and present loan scenarios to capital partners for review, address follow up questions; track and update sales and management on loan scenario statuses.
• Continue to enhance and update credit policy alongside underwriting team; provide observations from external and internal stakeholders from regular touchpoints.

• Coordinate with loan operations and FP&A department on trade scheduling, allocations, and loan fundings.
• Prepare loan tapes, funding schedules, and trade closing documentation with accuracy and controls.
• Coordinate and support curative diligence and document exceptions with loan officers and counter parties.
• Execute and close trades in conjunction with FP&A.

• Participate in and lead touchpoints and pitches with existing and prospective capital markets counter parties.
• Support initiatives on capital formation with prospective limited partners, including preparing diligence, pitch, and data deliverables in collaboration with operations, asset management, and technology teams.
• Support coordination and closings on financing such as warehouse lending, subscription lines, and securitizations.

• 2–5 years of experience in capital markets, whole loan trading, RTL/Bridge/DSCR lending.
• Strong domain knowledge base of mortgage secondary markets and credit underwriting.
• Organized, attentive, and strong capacity for execution.
• Strong writing skills, communication style, and attention to detail.
• Expert in Microsoft Excel and financial modeling, experience in Microsoft PowerPoint a plus.