Mortgage Loan Originator

Seeking a Mortgage Loan Originator that is responsible for originating and managing residential mortgage loans from initial consultation through closing. This role supports a range of products including Conventional, FHA, VA, construction loans, second mortgages, and HELOCs, while ensuring a high-quality member experience and full regulatory compliance.

• Originate mortgage loans end-to-end, including prequalified, application intake documentation, and closing coordination.
• Advise members on loan options, rates, credit criteria, and documentation requirements.
• Ensure loan files are complete, accurate, compliant, and submitted within established timelines.
• Order and track third-party items such as credit reports, title work, appraisals, and verification documentation.
• Resolve common file issues (missing docs, underwriting conditions, credit/debt concerns, low appraisals).
• Communicate loan status consistently with borrowers, realtors, title companies, and internal stakeholders.
• Maintain compliance with key mortgage regulations (RESPA, TILA, HMDA, Fair Lending) and credit union lending standards.
• Generate loan volume through referrals and relationship-building with realtors, attorneys, accountants, and community partners.
• Support monthly reporting and maintaining accurate records throughout the process.

What you can bring to the table to impact this role, team, and organization:

• 1-3 years of mortgage origination and/or residential lending experience.
• Strong knowledge of first and second mortgages and familiarity with secondary market guidelines.
• Proven ability to manage multiple loans at once, prioritize deadlines, and maintain accuracy.
• Confident communicator able to explain loan terms clearly and professionally.
• Relationship-driven mindset with experience building referral networks and driving production goals.
• Comfortable working in mortgage/lending systems and standard office tools.

Compensation: Y1 base of $48,000 | Y1 OTE: $65,000 - $85,000