Senior Credit Analyst

Senior Credit Analyst

Job Category:
Regular Employee - 3 Step

Requisition Number: SENIO
001939

Posted:
June 12, 2026

Full-Time

Main Branch Twin Falls, , USA +1 more locations

• Prepare the detailed Credit Memorandum within First Federal's commercial underwriting standards.
• Spread financial data and prepare financial analysis for assigned commercial credit requests.
• Form preliminary questions to drive underwriting and loan eligibility.
• Identify and assess potential risks associated with the credit, including financial, operational, and industry-specific risks.
• Partner with Commercial Loan Officers (CLO) throughout the underwriting process.
• Perform credit risk analysis as requested by a CLO, including annual reviews, monitoring loan covenants, and assisting with asset classification. The Senior Credit Analyst will elevate concerns to CLO, supervisor, or Chief Credit Officer (CCO).
• Make recommendations regarding loan approval, denial, or modification based on the credit analysis.
• Complete other duties as assigned.

• A bachelor's degree in accounting, finance, or equivalent, and
• Three (3) years' experience working as a commercial credit analyst within a banking environment.

• Five (5) years' experience working as a commercial credit analyst within a banking environment, and/or
• A master's degree in accounting, finance or equivalent.
• Professional Certification: CPA or CFA.

• Reliable transportation to/from work.
• Sitting or standing for extended periods of time and requires close the ability to work and operate computer applications and equipment.
• Able to perform essential responsibilities of the job with or without reasonable accommodations.

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