Small Business Banking Lender

Help our local business community thrive as a Small Business Banking Consultant. We are looking for a dedicated lender role is responsible for business development and sales within the business banking segment defined as companies up to $40M through personalized financial solutions and strategic lending. As the face of our bank in the community, you will collaborate with internal teams to build lasting partnerships and drive meaningful growth.

Salary: $103,000 to $148,000 depending on experience.

Work Location:
This position supports our Melbourne, FL. Because local networking and community involvement are vital to this role, only candidates currently located in-market will be reviewed.

• Create new loan portfolio and generate new client relationships via outbound prospecting and networking.
• Develop customized lending and deposit solutions based on detailed financial analysis.
• Support branch operations to ensure seamless client service.
• Represent the bank in the community to foster business development.
• Ensure 100% compliance with policies and regulations.

• Goal Achievement. Driven to hit and surpass sales targets for deposits, lending, and bank services.
• Financial Analysis. Conduct deep-dive financial reviews, and loan pre-screening. Prospecting, creating and managing a pipeline of opportunity specific to companies in the $40M revenue space.
• Lending Lifecycle. Manage the end-to-end loan process, from initial document collection to final closing support. Execute successful sales campaigns.
• Operational Excellence. Uphold strict risk protocols, accurate balancing, and ticketing standards. Provide activity reporting and progress toward objectives to leadership.
• Regulatory Compliance. Ensure 100% adherence to all industry regulations and S.A.F.E. Act mandates.

• Relevant Experience. 2–7 years of recent expertise in Small Business Banking or a comparable commercial lending role.
• Credit Expertise. Proven record in credit analysis, loan structuring, and financial underwriting.
• Business Development. Demonstrated history of acquiring new clients and expanding existing business portfolios.
• Analytical Skills. Competency in conducting independent loan pre-screens, detailed cash flow evaluations, strong sales acumen and pipeline management skills, payment processing problem escalation and resolution skills.
• Professional Character. A collaborator with an initiative‑taking collaborator with a strong drive to meet and exceed performance goals. The ability to manage and execute multiple priorities effectively.
• Interpersonal Strength. Superior communication skills with a talent for high-level relationship management. Proficient in the use of sales force to manage opportunities.
• Preferred
  
  Skills:
  
  A well‑established pattern of achievement, competitive skills, energy, motivation, enthusiasm, and integrity is critical to being successful in this roll.

• Bachelor’s degree in business or finance preferred.
• An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.

• Health Coverage
  :
  Medical, dental, and vision plans with 75% employer contribution.
• Retirement Savings
  : 401(k) matching up to 6%.
• Paid Time Off & Holidays
  :
  Generous PTO and paid holidays and two weeks paid vacation annually.