Lead Product Manager – Point of Sale Financing

Responsibilities

• Develop or influence strategy, product requirements, and evaluations of new product features and product expansions, measurement of impact of new product launches and capabilities
• Use data and cost benefit analysis to inform product roadmap and features
• Collaborate with Relationship Management and Sales team to drive merchant adoption of the Point of Sale/Retail Financing product
• Perform market, industry, and competitive analysis to identify trends, issues and opportunities associated with Point of Sale/Retail Financing
• Develop and leverage consumer and merchant segmentation analysis, behavior analysis, voice of customer analysis to inform product roadmap and features
• Identify growth and expense optimization opportunities across all P&L levers, helping to drive and implement those opportunities in collaboration with cross functional teams

• 5+ years of Product Strategy, Product Management, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Knowledge and understanding of consumer lending products (e.g., credit cards, POS Installment Lending or BNPL, Personal Loans)
• Knowledge and understanding of product management in the financial services industry, including knowledge, and understanding of profit and loss (P&L) drivers
• Strong problem solving, attention to detail, decision making and navigating through ambiguity
• Strong business acumen with the ability to influence and lead without authority within a matrixed environment
• Experience presenting information in a manner that persuades, educates, and enhances understanding at all levels
• Virtual leadership experience with ability to effectively drive results, provide feedback, direction, and manage and build relationships with leaders, senior level stakeholders and team members while operating in an ambiguous environment
• Experience with analytical skills, demonstrated by experience consulting on, analyzing, and delivering insights that drive business impact, including incorporating feedback and refining analyses to improve outcomes
• Experience with project management skills, demonstrated by ability to prioritize and manage multiple projects simultaneously, meet deadlines, communicate effectively, collaborate across teams, and adapt to changing priorities
• Demonstrated ability to collaborate effectively with product technology, engineering, and architecture partners to deliver scalable solutions.
• Experience defining and managing product roadmaps, epics, and backlogs using agile or hybrid delivery methodologies (e.g., Scrum, SAFE)
• Analytical, data-driven decision maker with a passion for delivering innovative, customer-focused solutions.
• Experience working in a highly regulated environment and managing risk, compliance, and audit requirements.

Core Competencies

Demonstrates expertise in Product Strategy and Management within the financial services industry, with a strong focus on consumer lending products and P&L management. Proven ability to leverage data-driven insights and collaborate across teams to drive product adoption and optimize growth opportunities.