Disbursement Loan Administrator

• Review construction loan documents according to credit policy requirements and protect the Bank's interests through proper documentation
• Ensure approved terms and conditions are implemented throughout construction loan administration and accompanying draws
• Monitor and collect required due diligence items
• Coordinate document and funding requests and verify accuracy
• Serve as primary liaison with customers, inspectors, and title company representatives during loan closing and construction
• Review and analyze land surveys, environmental assessments, project reviews, and building inspection reports
• Maintain loan and disbursement files for third-party review and prepare files for timely audits
• Analyze construction budgets to identify project-related costs and funding sources
• Analyze and reconcile construction draw requests, recommend approval, and obtain required approvals
• Prepare monthly construction draws
• Work daily with loan customers by telephone, email, and in person
• Maintain compliance with bank policies, internal controls, regulations, and required training
• Coach, mentor, or train others and teach coursework as a subject matter expert when requested
• Perform other duties as assigned

• High school diploma or GED is preferred, not required
• 5 years of experience in commercial real estate, construction loan administration, or a related field, including project management or management experience
• 2-4 years of title and escrow experience is preferred
• Advanced knowledge of title, escrow, survey, and loan documentation preparation
• Advanced knowledge of operational systems, procedures, construction guidelines, and services supported by the Commercial Real Estate Services Department
• Extensive knowledge of construction industry and construction lending, including multi-phased construction and multiple collateral properties
• Organizational and project management skills
• Strong computer skills, including Precision, Accu Draw or similar construction draw monitoring software, PowerPoint, Excel, and creating links and fillable PDF documents
• Strong technical expertise in construction draw administration functions
• Knowledge of commercial real estate finance procedures, documentation, accounting, processes, procedures, and data systems
• Well-developed customer relations skills
• Excellent verbal and written communications skills
• Detail-oriented
• Ability to effectively multitask and maintain a high level of organization
• Knowledge of accounting principles and loan accounting systems
• Ability to work fully onsite at posted location(s)
• No travel required

Demonstrates advanced knowledge of construction loan administration, including documentation preparation, compliance with bank policies, and customer relations. Proficient in analyzing construction budgets and managing project-related costs while maintaining organizational efficiency.

• Construction Loan Administration
• Commercial Real Estate Finance
• Title And Escrow Experience
• Construction Draw Monitoring Software
• Project Management Skills

• Construction Loan Documentation
• Budget Analysis
• Loan Accounting Systems
• Operational Systems Knowledge
• Detail-Oriented Analysis

• Customer Relations Skills
• Verbal And Written Communication
• Organizational Skills
• Multitasking Ability

• Construction Industry Knowledge
• Multi-Phased Construction
• Collateral Properties
• Due Diligence Items
• Internal Controls Compliance

• Precision
• Accu Draw
• Excel
• Power Point
• Fillable PDF Creation