Sr Business Analyst - (Hybrid - Miami Lakes, FL

About Us

Coderio designs and delivers scalable digital solutions for global companies. We combine strong technical expertise with a product mindset to lead complex software initiatives end-to-end. We work with international clients, value autonomy and clear communication, and build long-term partnerships through technical excellence.

More information:

This is a high-impact product and technical leadership role. We are looking for a Senior Technical Product Owner to join our financial technology initiatives supporting a major Payments Modernization Program.

You will operate at the intersection of product strategy, business operations, payments, and software engineering
, driving the transformation of core payment capabilities across Wire, RTP, Fed Now, ACH, fraud prevention, and digital channels.

Note on

Location:

This is a hybrid position based in Miami Lakes, FL
, requiring 3 days per week on-site and 2 days working remotely
.

• Product Ownership: Own the product backlog and roadmap for assigned payment capabilities, ensuring priorities are clearly defined and aligned with business objectives, customer needs, and technical strategy.

• Product Strategy & Prioritization: Translate business goals, operational challenges, and customer needs into actionable product initiatives, prioritizing features and enhancements based on business value, risk, dependencies, and technical feasibility.

• User Stories & Acceptance Criteria: Define detailed epics, features, user stories, acceptance criteria, and functional/non-functional requirements that provide clear direction to development and QA teams.

• Technical
  
  Collaboration:
  
  Partner closely with Solution Architects, Software Engineers, Integration teams, and technical leadership to understand system dependencies, APIs, microservices, middleware, databases, and integration requirements.

• Payments Domain: Drive product initiatives across payment capabilities such as Wire, RTP, Fed Now, ACH, fraud prevention, and digital payment channels
  , ensuring solutions address operational, regulatory, and customer requirements.

• Stakeholder Management: Act as the primary product interface between business stakeholders, technology teams, operations, compliance, risk, and leadership, facilitating alignment around priorities, scope, trade-offs, and expected outcomes.

• Process & Product Optimization: Analyze existing processes and payment workflows, identify opportunities for automation and improvement, and translate them into product initiatives that reduce operational friction and risk.

• Experience: 5+ years of experience in Product Ownership, Technical Product Management, Business Analysis, or similar roles
  , with significant experience working in software development concepts.

• Technical Product Ownership: Proven experience owning product backlogs, defining roadmaps, prioritizing features, writing user stories, and driving end-to-end delivery with engineering teams.

• Agile Knowledge: Technical knowledge of Agile/Scrum methodologies
  , including backlog management, sprint planning, refinement, retrospectives, and iterative product delivery.

• Technical Knowledge: Strong understanding of software development concepts, APIs, microservices, system integrations, databases, and data flows. Ability to engage in technical discussions with architects and engineers.

• Payments / Financial Services: Experience working with banking, financial services, fintech, payments, treasury, or transaction processing environments is strongly preferred.

• Stakeholder Management: Excellent communication and facilitation skills, with the ability to work effectively with executives, business stakeholders, product teams, and technical engineering teams.

• Product Tools: Hands-on experience with tools such as Jira and Confluence for backlog management, documentation, requirements, and product delivery.

• Process & Workflow: Ability to analyze complex business processes, define current and future-state workflows, identify improvement opportunities, and translate them into product requirements.

• Direct experience with payments modernization initiatives.

• Experience with
  RTP, Fed Now, ACH, Wire, Fed Wire, or SWIFT
  .

• Knowledge of ISO 20022 and payment messaging standards.

• Experience with financial technology platforms such as Finzly, Fiserv, Actimize, or Firco Soft
  .

• Familiarity with cloud-based architectures, particularly AWS.

• Experience with API-driven and microservices-based architectures.

• High-impact role driving a core banking and payments transformation initiative.

• Opportunity to influence product strategy and technical direction.

• Collaborative environment working alongside senior business and technology leaders.

• High autonomy and ownership over product capabilities and delivery.

• Long-term engagement with competitive compensation and professional growth opportunities.

• Exposure to modern payment technologies and large-scale financial systems.

At Coderio, we value talent and…