Credit Administration Analyst

Are you ready to be part of a dynamic, ever-growing team that transforms talent into top-tier financial professionals and visionary changemakers? At Helm Bank USA, we don’t just build careers - we build business leaders, while Growing the Dream
.

We are a leading Bank with global reach, shaping one of the most attractive personalized client services in the financial industry. At Helm Bank USA, we have created a new banking experience through a business model centered around our clients, proudly providing customer service for more than thirty years. Not only do we build strong relationships: our relationships are measured in generations.

Our vision is to create a financial connection to the United States for multinational companies and foreign national individuals seeking their own dreams of business opportunities and real estate investments. Through strong relationships, our purpose is to help our clients make great decisions.

Today
-as when we started
- Helm Bank USA is driven by one imperative goal: to create the best possible solutions for our clients; we are passionate about delivering expert advice to our clients and creating solutions that enable them to reach their financial ambitions in highly competitive markets.

At Helm Bank USA, we believe that the human touch and talent make all the difference!

We are looking for passionate, impact players, and changemakers to join our success story while taking our company to new heights. Come join us and become immersed in our best-in-class, team-oriented type of culture
-where every employee has the opportunity to learn, grow and thrive. This is our inspiration!

You are a motivated exceptional financial services professional who is passionate about supporting key initiatives in a fast-paced environment. You excel at handling a rapid flow of requests and always thrive to provide utmost excellent level of support. You are a hardworking, dedicated, and positive individual who continuously aims to make outstanding contributions and effect a difference from day one.

Responsibilities include the following; other duties may be assigned:

• Analyze financial information to assess current and future financial performance.
• Review loan applications and assess customer risk profiles.
• Prepare credit analyses including financial spreads, repayment and collateral analysis, risk rating, and loan exceptions.
• Collaborate with relationship managers, brokers, and customers to develop credit requests for approval.
• Assist in managing a growing loan portfolio and maintaining relationships with existing clients.
• Conduct in-person meetings, inspections, and covenant reviews.
• Monitor ticklers and past due reports; work with borrowers to ensure timely payments.
• Prepare annual reviews and modifications for commercial loans.

• Maintain updated credit files and tracking systems for financial statements, appraisals, and renewals.
• Prepare monthly, quarterly, semi-annual and annual reports for the Board of Directors.
• Assist in the closing of commercial transactions
• Assist management with special projects needed.

• Bachelors (B.A.) degree in Finance, Business Administration and or equivalent combination of education and experience.
• Minimum of two years directly related to Credit experience.
• Strong analytical, communication, and organizational skills, and a proactive approach to client relationship management.
• Must be bilingual in both English and Spanish;
  Ability to fluently speak, understand, read and write both
• Advanced Microsoft Office Skills

Ability to build and maintain collaborative relationships, fostering trust and mutual respect to achieve shared goals. Effective communication & Adaptability. Enhance Service Delivery. Conflict Resolution. Giving & Receiving feedback. Valuing Diversity.

Ability to understand and apply business principles, concepts, KPIs, and strategies to make informed decisions to contribute to organizational success. Strategic & Critical Thinking. Solutions-Driven. Decision Making.

Have a business-driven mindset, prioritizing customer’s needs. Problem-Solving. Growth Mindset.…