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Community Lending Loan Officer; CRA Focus

Job in Miami, Miami-Dade County, Florida, 33222, USA
Listing for: Pacificacontinental
Full Time position
Listed on 2026-02-13
Job specializations:
  • Finance & Banking
    Banking & Finance, Financial Services, Banking Operations, Loan Officer
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below
Position: Community Lending Loan Officer (CRA Focus)

Community Lending Loan Officer (CRA Focus)

Location: Miami or Greater Orlando Area, Florida
Employment Type: Full-time
Work Model: On-site

About the Opportunity

Pacifica Continental, an international executive search and recruitment consultancy, is representing a well-established financial institution in the retail and community banking sector. Our client is expanding its community lending initiatives and is seeking a Community Lending Loan Officer with CRA exposure to support lending programs focused on inclusive growth and local economic development in Florida.

This is an excellent opportunity for a lending professional who wants to build a long-term career within a stable institution, gain strong market exposure, and play a meaningful role in community-focused finance.

Role Overview

The Community Lending Loan Officer will be responsible for originating, structuring, and managing loans that support Community Reinvestment Act (CRA) objectives
, with a strong focus on low- to moderate-income individuals, small businesses, and community development initiatives.

This role combines client-facing lending activities with regulatory awareness, community engagement, and collaboration across internal teams.

Key Responsibilities
  • Originate and manage CRA-eligible consumer, small business, and community development loans.
  • Build and maintain relationships with community organizations, nonprofits, local partners, and referral sources.
  • Promote lending programs that support affordable housing, financial inclusion, and economic development.
  • Ensure compliance with CRA requirements, internal credit policies, and regulatory standards.
  • Track loan performance and contribute to reporting and examination readiness.
  • Participate in outreach initiatives, community events, and financial education programs.
Candidate Profile
  • Previous experience as a Loan Officer, Community Lending Officer, CRA Loan Officer, or similar role.
  • Background in banking, credit unions, community banks, or regulated financial institutions preferred.
  • Solid understanding of consumer lending, small business lending, or community development lending.
  • Familiarity with CRA concepts, LMI communities, or affordable lending programs is highly valued.
  • Strong relationship-building and communication skills.
  • Organized, proactive, and comfortable managing a lending pipeline.
Why Consider This Opportunity
  • Competitive compensation and comprehensive benefits package.
  • Long-term career growth within a stable and regulated financial institution.
  • Strong exposure to community-focused lending and regulatory frameworks.
  • Opportunity to make a real impact on local communities while developing your professional trajectory.
  • Supportive environment with collaboration across lending, compliance, and operations teams.
Application Process

This position is being managed exclusively by Pacifica Continental
.

Interested candidates are encouraged to apply or share their CV. All applications will be treated with strict confidentiality.

If you are not actively looking but know someone who may be a strong fit, referrals are very welcome.

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