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Commercial Credit Analyst

Job in Miami, Miami-Dade County, Florida, 33222, USA
Listing for: ttg Talent Solutions
Full Time position
Listed on 2026-05-24
Job specializations:
  • Finance & Banking
    Financial Analyst, Risk Manager/Analyst, Credit Analyst, Commercial Banking
Salary/Wage Range or Industry Benchmark: 60000 - 80000 USD Yearly USD 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Type of

Contract:

Direct Hire | Permanent

Pay Rate:
Based on experience

Description

We are seeking a detail-oriented Commercial Credit Analyst II to support underwriting and credit analysis for commercial real estate (CRE), multifamily, and commercial/business loans within a banking environment. This role involves evaluating financial risk, reviewing loan documentation, preparing credit recommendations, and collaborating with lending and credit teams to support informed lending decisions.

Responsibilities
  • Underwrite and analyze CRE, multifamily, and commercial loan transactions
  • Review financial statements, tax returns, appraisals, rent rolls, and supporting documents
  • Prepare Credit Approval Memorandums (CAMs) and cash flow/DSCR analysis
  • Identify risk factors and ensure compliance with credit policies and underwriting standards
  • Present recommendations to senior credit leadership
  • Communicate with loan officers and clients regarding documentation and transaction status
  • Support quality control and additional underwriting projects as needed
Requirements
  • 2+ years of experience in commercial banking, underwriting, or credit analysis
  • Experience with CRE, multifamily, or commercial lending preferred
  • Strong financial analysis and credit risk assessment skills
  • Ability to interpret financial statements, tax returns, and cash flow reports
  • Bachelor’s degree in Finance, Accounting, Business, or related field preferred
Skills
  • Commercial underwriting & credit analysis
  • Financial statement and cash flow analysis
  • DSCR evaluation
  • Attention to detail and problem‑solving
  • Communication and relationship management
  • Organization and teamwork

At ttg: "We believe in making a difference One Person at a Time."

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