Surety Underwriter or Senior Surety Underwriter, Bilingual

Liberty Mutual Surety™ is currently recruiting for an experienced Surety Underwriter to join our Miami multi‑national account team. The ideal candidate will have a strong background in underwriting multi‑national accounts with contract and commercial bond needs throughout the Americas and be fluent in business Spanish. Proficiency in financial statement analysis and relationship management with brokers and clients is essential while experience analyzing large‑scale infrastructure projects (including P3) would be a plus.

This role offers opportunities for cross‑border and cross‑cultural engagement.

• Underwrite and negotiate terms for multi‑national accounts to maximize profitability whilst minimizing risk, which may include the most complex accounts based on the level of the role.
• Make thorough evaluations and assessments of a customer’s financial, technical, organizational, and management capacities, including experience, desired objectives as well as a subjective judgment of character.
• Manage the profitability and retention of an assigned book of business while continue to develop the portfolio through strong relationships and active engagement with new and existing brokers.
• Perform analytical evaluations of financial statements on both a static and trend basis. Determine the present and historical financial position of accounts and monitor the financial position of risk through analysis of periodic financial statements and work‑in‑progress data when available.
• Stay abreast of Liberty Mutual Surety and Global Risk Solutions product lines and identify/promote opportunities across with agents and brokers, leveraging domestic and global capabilities.
• Investigate, analyze, and manage all necessary underwriting/accounting/workflow issues within framework of Surety policies and procedures.
• Perform special projects and other duties as assigned.
• Candidate must be able to work either as a Surety Underwriter or Senior Surety Underwriter depending on experience.
• Candidate should live within 50 miles of the Miami, FL office or of one of the listed alternate locations (San Juan, Plano, New York, Chicago, Atlanta, Los Angeles, Phoenix, Charlotte, San Francisco) and be able to attend the office two days per week.

• Bachelor’s degree in Finance, Accounting or equivalent.
• Minimum 1.5 years of relevant experience, preferably 2 or more years of surety underwriting experience or equivalent surety‑related business experience.
• Strong preference for experience with large contract Surety product line.
• Solid understanding of financial and accounting principles with the ability to demonstrate sound business judgment in the evaluation of financial condition and credit history.
• Proven analytical ability to evaluate and judge surety underwriting risks within the scope of responsibility.
• AFSB certification preferred.
• Strong written and oral communication skills; able to communicate complex analyses and information in an understandable way for underwriting or training purposes.
• Excellent organizational skills and attention to detail.
• Bilingual in English and Spanish (fluent in both written and verbal communications, including financial analysis and surety concepts).

Liberty Mutual is an equal‑opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information, or any basis prohibited by federal, state or local law. Fair Chance Notices:
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