Loan Operations Specialist

Loan Operations Specialist

Full-Time Non-Exempt Miami, FL, US

Banesco USA is seeking a Loan Operations Specialist for our Loan Operations business unit.

• Responsible for assisting customers and bank staff with loan operations matters.
• Assist in the G/L reconciliation for example, loan settlement, prepaid G/L, unposted G/L, loan suspense G/L and other demand G/L.
• Responsible for booking commercial, commercial real estate, residential, consumer and unit price loan in the Jack Henry system.
• Responsible for processing the loan modifications, renewals and extensions in accordance with the loan approval.
• Responsible for reviewing late fee reimbursements for approval.
• Process the loan disbursements advances, wire transfer, payment including unit price, and payoffs.
• Process loan maintenance, loan payment reversals and repost payments in the Jack Henry system.
• Responsible for issuing letters and memorandums in relation to loan operations matters.
• Responsible for processing payments and correspondence on third party service loan portfolio.
• Process Non-Accrual, Charge-Off and Recovery transactions in Jack Henry.
• Prepare interest calculations and post interest and payment adjustments as required on Loans and Loans Participated.
• Prepare Participation Certificate and send correspondence to participants.
• Responsible for preparing participation certificate and notifying participants.
• Responsible for completing annual training program assigned.
• Performs other functions and/or duties as assigned.

• Education:
  
  High School Diploma. Associate’s degree in Business Administration preferred.
• Experience:
  
  Three (3) years of experience in the Banking industry in the Loan Operations area.
• Advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, etc.)
• Knowledge in banking systems including but not limited to Jack Henry.
• Must be bilingual in both English and Spanish. Ability to fluently speak, understand, read and write both languages.
• Strong verbal and written communication skills, ability to communicate at all levels of the organization.
• Strong attention to detail and accuracy.
• Ability to multi-task, with strong organization, time-management and prioritizing skills.
• Customer service skills, ensuring satisfaction of both internal and external customers.
• Ability to work in a team environment, in order to ensuring compliance with department procedures.
• Knowledge of related State and Federal banking compliance regulations and operational policies.
• Ability to understand and comprehend instructions, procedures and policies ensuring compliance with the Bank’s policies and procedures.
• Problem solving and analytical skills in order to identify problems.
• Paid time off.
• 401k with employer match.
• Paid parental leave.
• Free parking.
• Life Insurance.
• Supplemental Insurances.
• Short-Term & Long-Term Disability Benefits.