Director, Head Of Products

** It Starts Here:*
* Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.  This is more than a strategic shift.  It's a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities  
** We Want to Talk to You!*
* ** Role Summary*
* The Head of Investment Products is a senior executive responsible for defining and executing the investment product strategy for a U.S. wealth management business operating across both  
** broker-dealer (transactional)
** and  
** advisory (fee-based)
** channels.

This role owns the design, development, governance, commercialization, and lifecycle management of the firm's investment product platform, including  
** UMAs, SMAs, model portfolios, mutual funds, ETFs, equities, structured products, alternatives, and insurance solutions** .

The role supports both  
** wealth and legacy retail client segments** , ensuring the platform accommodates varying levels of client sophistication, service models, and custody arrangements. The Head of Investment Products is accountable for delivering a  
** fully integrated, dual-channel platform** , often operating across  
** multiple custodial environments** , that is competitive, scalable, and compliant with regulatory requirements.

** Key Responsibilities*
* ** Product Strategy & Platform Ownership*
* + Define and execute the  
** investment product strategy
** aligned with wealth and legacy retail business objectives.

+ Own the  
** end-to-end product platform across advisory and brokerage channels** , ensuring consistency and competitiveness across client segments.

+ Design product architecture that supports  
** multiple custody platforms and delivery models** , ensuring a seamless advisor and client experience.

+ Partner with senior leadership across Investment, Distribution, Risk, Finance, and Operations to align product strategy with business priorities.

** Advisory & Brokerage Platform Management*
* + Oversee the development and management of  
** advisory platforms (UMA, SMA, model portfolios)
** and  
** brokerage offerings (mutual funds, ETFs, equities, structured products, alternatives)** .

+ Ensure effective positioning and deployment across both  
** wealth and retail client bases** , accounting for differences in complexity, scale, and client needs.

+ Maintain consistency in product standards and governance across  
** discretionary, non-discretionary, and execution-only environments** .

+ Support advisors in delivering both  
** scalable advisory solutions and transactional brokerage capabilities** .

** Product Development & Lifecycle Management*
* + Lead the  
** design, approval, launch, and ongoing management
** of all investment products and programs.

+ Establish and maintain  
** formal product lifecycle governance** , including product reviews, enhancements, rationalization, and decommissioning.

+ Identify and develop new product opportunities across both advisory and brokerage, including solutions tailored to  
** retail scalability and wealth customization** .

+ Ensure product design is compatible across  
** multiple custodians and operational infrastructures** .

+ Define pricing, fee structures, and economic frameworks in coordination with Finance.

** Investment Product Oversight & Due Diligence*
* + Oversee due diligence, selection, and ongoing monitoring of  
** third-party and proprietary investment products** .

+ Maintain the  
** approved product platform** , ensuring alignment with performance, cost, risk, liquidity, and suitability standards across client segments.

+ Implement robust  
** manager research and evaluation frameworks
** across asset classes.

+ Participate in and/or lead governance committees (e.g., Product Review, Conflicts of Interest).

** Regulatory Governance & Supervision*
* + Ensure all products and platforms comply with applicable  
** SEC and FINRA regulations** ,…