Financial Analyst

This position is responsible for supporting the Financial Reporting unit in their day-to-day activities including analysis and preparation of internal reports, analyzing interest margins, fee income and expenses, assisting in preparation of management, profitability and regulatory reports. In addition, the development, analysis, and presentation of business cases to various areas of the bank. Additional duties will include assisting the Treasury unit and the Strategic Planning unit in various functions.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

• Prepare and maintain detailed monthly, quarterly, and annual financial reports and forecasts.
• Perform variance analysis between actuals, budget, and prior year to identify trends, risks, and opportunities.
• Assist in the preparation of monthly financial statements and board reporting packages.
• Support automated month-end and year-end close processes, including reconciliation and digital reporting.
• Ensure compliance with GAAP, bank regulatory requirements, and internal accounting policies.
• Support the preparation and filing of regulatory reports (e.g., Call Reports, FR Y-9, etc.).
• Assist in audits and examinations by external auditors and regulators
• Prepare daily dashboards and assist with profitability analyses for products and services.
• Analyze loan and deposit pricing impacts on margins and performance.
• Maintain and improve financial models, dashboards, and internal reporting tools.
• Collaborate with IT and data teams to ensure accurate and reliable data sources.
• Prepare Ad hoc analyses.
• Assist the Department in its day-to-day functions as requested.

• BA in Accounting or Finance, or five (5) years of experience in general accounting and banking or a combination of education and experience providing equivalent knowledge preferred
• Work requires full understanding of general accounting principles
• Advanced analytical skills and very high level of accuracyrequired
• Excellent written and verbal communication skills
• Strong interpersonal skills, able to communicate professionally and interact with individuals across the organization
• Advanced computer technology skills and proficient with Microsoft applications - with excellent knowledge of spreadsheets
• Able to identify and resolve problems in a timely manner
• Good organizational skills and detail oriented
• Able to work independently and on diversified projects while meeting deadlines
• Work with integrity and ethically upholding organizational values

There are no current supervisory responsibilities for the position.

I understand and acknowledge that, in addition to the duties outlined in this job description, I am also responsible for ensuring that my duties are performed in full compliance with all of the bank's Bank Secrecy Act, Anti-Money Laundering, and OFAC policies and procedures as well as related Federal Laws and Regulations. Furthermore, I understand that I must create and foster a culture of BSA, AML, and OFAC Compliance within the institution.

Lastly, I agree to address any and all questions I may have about the Bank's BSA/AMUOFAC Program to the Bank's BSA Department.

• Problem Solving:

Identifies and resolves problems in a timely manner. Gathers and analyzes information skillfully.

Uses reason even when dealing with emotional topics.

• Interpersonal
  
  Skills:

Focuses on solving conflict, not blaming. Maintains confidentiality.

Listen to others without interrupting. Keeps emotions under control.

• Oral Communication:

Speak clearly and persuasively in positive or negative situations. Listens and gets clarification.

Write clearly and informatively. Presents numerical data effectively.

• Diversity:

Demonstrate knowledge of EEO policy.

Shows respect and sensitivity for cultural differences. Promotes a harassment-free environment.

• Ethics:

Treats people with respect. Works with integrity and ethically. Upholds organizational values.

• Teamwork:

Balances team and individual responsibilities. Exhibits objectivity and openness to others' views. Contributes to building a positive team spirit;

• Organizational Support:

Follows policies and procedures.

Completes administrative tasks correctly and on time.

• Judgment:

Exhibits sound and accurate judgment. Supports and explains reasoning for decisions.

Includes appropriate people in decision-making process. Makes timely decisions.

• Professionalism:

Approaches others in a tactful manner. React well under pressure.

Treats others with respect and consideration regardless of their status or position.

Follows instructions, responds to management direction. Commits to long hours of work when necessary to reach goals.

Customers, other financial institutions, senior management, and peers.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made…