ML Investigator - Enhanced Due Diligence

Responsibilities include but are not limited to:

* Review and analyze alerts generated by the Bank's electronic monitoring software to make a determination as to whether activity warrants further review. Review and analyze internal AML reports, draw conclusions and make recommendations regarding the need for further investigation.

* Research and analyze customer activity compared to KYC documentation and internal/external information sources and make recommendations regarding the need for further review and/or SAR filing.

* Research and analyze customer activity compared to KYC documentation and internal/external information sources and make recommendations regarding the need for further review and/or SAR filing.

* Conduct suspicious activity investigations and determine whether a Suspicious Activity Report is needed. Draft narrative for each case substantiating the decision/recommendation.

* Draft and file Suspicious Activity Reports with FinCEN.

* Manage complex cases involving matters such as multiple relationship accounts, international wires involving Bank-designated high risk jurisdictions, and complex cash structuring schemes.

* Identify and analyze records of outside agencies to facilitate investigations including credit bureau records, police and court records.

* Make recommendations for closing customer accounts/relationships based on investigation.

* Correspond with employees and customers in connection with matters such as structuring.

* Prepare bank wide guidance on AML matters.

* Work with the business and AML Investigations to understand and resolve potential AML monitoring issues.

* Work with the AML management team to ensure the monitoring platform consistently addresses prevailing risk.

* Support management in the day-to-day compliance efforts with AML/KYC requirements.

* Analyze, plan and complete special projects assigned by the AML management.

Required Skills:

* Knowledge of laws applicable to money laundering, to include the BSA, The USA Patriot Act, U.S. Treasury AML guidelines, OFAC requirements and Suspicious Activity Reporting requirements.

* Strong verbal and written communication skills.

* Superior organizational and analytical skills. Strong time management skills.

* Strong research skills.

* Advanced skills in the use of Microsoft Word, Excel, Access, and Outlook.

Experience with online research systems including web-based tools.

* Ability to maintain attention to detail and accuracy under pressure situations.

* Team oriented and able to work independently.

* Ability to prioritize and organize assignments.

Required Experience:

* High School Diploma or GED and a minimum of two years in banking operations or investigative law enforcement experience related to anti-money laundering.

* Bachelors Degree preferred.

* CAMS certification preferred.