Compliance Analyst II-AML CIU International

What You’ll Be Doing

The Compliance Analyst II Anti-Money Laundering (AML) Client Intelligence Unit (CIU) International systematically reviews high-risk clients from a risk-based approach. The AML CIU Analyst conducts surveillance reviews to identify potential suspicious transactional activity. This includes onboarding reviews, Politically Exposed Persons (PEPs) reviews, sanction reviews, negative news/derogatory information reviews, potential Office of Foreign Asset Control (OFAC) match reviews, beneficial ownership reviews, and new foreign account reviews.

• Perform a holistic Enhanced Due Diligence (EDD) review of high-risk customers using customer risk scoring models per departmental processes and procedures.
• Perform transactional monitoring for possible money laundering and terrorist financing using automated AML software monitoring systems, reports, and other methods for high-risk clients.
• Effectively investigates, documents, and identifies suspicious activity using seasoned judgment to determine if a Suspicious Activity Report (SAR) needs to be filed.
• Prepares and files SARs for the AML CIU team.
• Review and conduct adverse media searches and suggest account restrictions and/or account closures based on risk to the institution.
• Perform Customer Due Diligence (CDD) reviews for PEPs, sanctioned individuals, Negative News/ Derogatory information, and potential OFAC matches.
• Perform onboarding reviews for Capital Market clients and reviews of new foreign accounts.
• Perform extensive background investigations using public and private databases per AML and other regulatory standards to help prevent operational and reputational risk.
• Identify potential gaps in AML CDD/EDD/Global Sanction processes, offer possible solutions, and assist in creating and maintaining up-to-date policies and procedural documentation.
• Assist with preparation and delivery of compliance associate training.
• Assist in the training and development of new and existing associates.
• Other duties assigned by leadership.

• Good understanding of AML BSA Compliance for CIP, KYC, CDD, EDD, transaction monitoring, and global sanctions for US and foreign clients.
• Previous experience onboarding foreign clients and conducting holistic EDD reviews of high-risk foreign clients.
• Ability to identify and report suspicious activity.
• Strong understanding of complex transactional life cycles within a financial enterprise, including but not limited to brokerage, banking, lending, credit cards, and investment banking.
• Working knowledge of compliance analysis and reporting with the ability to identify and affect appropriate risk and control mechanisms.
• Fluent in Spanish with the ability to speak and read English and Spanish regarding the review of documents.
• Fluency in other Latin American languages is a plus.

• Minimum
  
  Required:
  
  Bachelor’s Degree or High School Diploma with relevant work experience.
• Minimum
  
  Required:
  
  3+ years of experience in Anti-Money Laundering or experience in bank, brokerage, and trust transactional reviews.

• Minimum
  
  Required:
  
  None.
• FINRA SIE, Series 7, and Series 63 are preferred.
• CAMS is preferred.

• Proficient in Microsoft Office, including Outlook, Word, Excel, and PowerPoint.
• AML software, Capital Markets surveillance, and SQL Server.

At Stifel we offer an entrepreneurial environment, comprehensive benefits package including health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.

Stifel is an Equal Opportunity Employer.