Vice President – Financial Crimes Risk Intelligence & Assessment Office

Department Profile

The Financial Crimes Policy Engagement and Risk Intelligence & Assessment Office supports the firm’s ability to make risk‑based financial crimes decisions and execute Financial Crimes Policies consistently by delivering risk intelligence, policy engagement and guidance, and strategic solutions that strengthen controls and reduce operational inefficiencies across Wealth Management, E
* TRADE, U.S. Banks, and Investment Management business lines.

A core component of the function is a program‑wide financial crimes risk identification & assessment team that leverages tools, analytics, and risk intelligence to evaluate large‑scale datasets, identify emerging trends and typologies, and translate insights into actionable control enhancements, risk mitigation, and governance reporting aligned to a risk‑based approach.

• Support and execute the Firm’s First Line Financial Crimes program for WM and U.S. Banks.
• Execute the strategic direction of the Financial Crimes programs and perform advisory, governance and other oversight responsibilities with a primary emphasis on tool‑enabled portfolio/program‑level risk assessment.
• Partner with Business, Technology, Compliance, Legal, Operations, and Risk Management teams to translate financial crime risk drivers, typologies and regulatory expectations into actionable control requirements and embed them into operational workflows, tooling, and governance.
• Assess financial crimes risks from new and existing clients to recommend, agree, and communicate risk mitigation action plans, supported by clear documentation and escalation narratives.
• Execute program‑wide financial crimes risk assessments across customer types, products/services, delivery channels, and geographies; synthesize results into prioritized insights and measurable mitigation actions.
• Utilize financial crimes tools and analytical outputs at scale to identify patterns, anomalies, control gaps, and shifts in exposure; convert analytics outputs into risk decisions, client‑level action plans, control enhancements, and credible escalation narratives.
• Apply investigative background to identify, articulate, and operationalize trends and typologies, incorporating external typology and red‑flag intelligence into monitoring hypotheses, thematic reviews, training content, and escalation criteria.
• Demonstrate knowledge of U.S. AML/CFT and BSA/AML supervisory expectations and apply a risk‑based approach to KYC, customer risk assessment, and financial crimes control design.
• Design, engage with, and report metrics for First Line Financial Crimes activities, including portfolio risk indicators, trend reporting, typology‑based insights, and control performance measures.
• Conduct cross‑border financial crime risk analysis, assess jurisdiction‑specific risks, and align them with U.S. AML/KYC requirements.
• Promote innovative, “multiple‑lens” risk identification and “outside‑the‑box” thinking within a controlled risk framework.

• Collaborate closely with internal stakeholders (Senior Business Leaders, Second Line, Technology, Internal Audit) and cross‑functional partners to align interpretation, drive requirements, and deliver scalable control enhancements.
• Assist in decision‑making over transactions and activities that may pose Financial Crimes risk to the First Line, including defining escalation pathways and documenting risk acceptance rationale.
• Map international risk considerations to U.S. AML/KYC requirements and design compensating controls where foreign documentation practices create gaps.
• Demonstrate knowledge of beneficial ownership requirements and ownership/control structure analysis for legal entity customers.
• Support responsible adoption of approved AI‑enabled capabilities for financial crimes risk identification and decision support.

• 7+ years of relevant experience with BSA/AML regulations within the financial services industry and/or at a financial services regulator.
• Financial crimes investigative background (investigations, intelligence‑led reviews, complex EDD, suspicious activity typology development).
• Experience…