Senior Credit Underwriter

This role supports credit underwriting and monitoring for new and existing clients, managing portfolios of limited to moderate complexity, completing credit analysis, evaluating risks, and writing financial analysis. The role is responsible for leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements.

• Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
• Independently works with Relationship Management and Risk teammates to understand structuring needs and requirements
• Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision‑making process
• Reviews work of junior teammates to provide feedback and ensure compliance with laws, rules, regulations and policy procedures
• Has credit approval for certain credit actions
• Leads loan structure conversations and completion of loan documentation with internal/external legal partners

• Attention to Detail
• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

• 8+ years of solid experience in Commercial Banking (Middle Market, Large Corporate, Leveraged Finance, Financial Sponsors, or other highly complex credits) underwriting, performing financial analysis, structuring, and portfolio management
• Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring

• Participate with RM or COs to negotiate Credit Agreements & loan documents, as needed
• Be knowledgeable of the closing process & timeline for all types of loans (real estate, revolvers, etc.)
• BA/BS degree desired

1st shift (United States of America)

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