BSA/AML Investigations Team Lead Job Miami area,Florida USA,Finance & Banking

Lead, coach, and develop a team of BSA/AML investigators, establishing performance expectations and providing ongoing feedback and guidance.
Oversee investigations involving transaction monitoring alerts, suspicious activity referrals, escalations, and other financial crime matters.
Review complex and high-risk investigations and provide direction regarding investigative strategy, documentation, disposition, and escalation.
Ensure investigations are completed thoroughly, accurately, and within established regulatory and internal time frames.
Review and oversee the preparation of Suspicious Activity Reports (SARs), ensuring investigative narratives and supporting documentation meet quality and regulatory standards.
Ensure SAR filings are completed accurately and timely with FinCEN.
Analyze complex financial activity to identify suspicious patterns, behaviors, trends, and emerging financial crime risks.
Identify significant or potentially systemic risks and escalate matters to appropriate Compliance leadership.
Oversee transaction monitoring alerts and suspicious activity referrals while ensuring investigative decisions are supported by appropriate evidence and risk-based rationale.
Conduct quality assurance reviews to improve investigative consistency, accuracy, and effectiveness.
Monitor investigator workloads, case inventories, aging, and productivity to ensure timely case resolution and appropriate resource allocation.
Develop and maintain BSA/AML investigation procedures, quality-control processes, policies, and performance metrics.
Provide management reporting regarding investigation volumes, aging, trends, outcomes, and key risk indicators.
Partner with BSA/AML Compliance, Fraud, Sanctions/OFAC, Legal, Risk, and Operations teams on complex investigations.
Support regulatory examinations, internal audits, independent testing, and other BSA/AML compliance reviews.
Assist with enhancements to transaction monitoring systems, investigative processes, and financial crime controls.
Stay current on regulatory developments, enforcement actions, financial crime typologies, and industry best practices.

Qualifications

Bachelor's degree in Business, Criminal Justice, Finance, or a related field preferred; equivalent professional experience may be considered.
Minimum 5+ years of experience in BSA/AML, financial crime investigations, fraud, or related compliance functions.
Minimum 2+ years of management or team-lead experience overseeing BSA/AML investigators or compliance professionals.
Strong knowledge of BSA/AML, AML/CFT, OFAC, FinCEN requirements, suspicious activity investigations, and financial crime risk management.
Hands-on experience with transaction monitoring, case management, fraud detection, sanctions screening, or AML investigative platforms.
Demonstrated experience reviewing and/or approving SARs and complex investigations.
Strong understanding of investigative methodologies, documentation standards, and risk-based decision-making.

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BSA​/AML Investigations Team Lead

BSA/AML Investigations Team Lead