Associate, Fund Finance, Credit Underwriting, Portfolio Management

• Prepare, analyze, and manage credit exposures, underwriting, due diligence, and supporting documentation
• Support underwriting and structuring of subscription lines, NAV, hybrid, EBL, and other fund finance transactions
• Prepare credit approval packages including borrowing base evaluation, liquidity analysis, financial modeling, stress testing, risk rating assessment, and due diligence review
• Develop and defend credit recommendations addressing risks, mitigants, structural protections, and credit standards
• Independently manage a portfolio of fund finance transactions
• Conduct post-close credit monitoring, including covenant compliance, borrowing base performance, collateral quality, investor concentration, reviews, amendments, consents, waivers, and renewals
• Identify and elevate emerging risks, covenant breaches, collateral deterioration, sponsor concerns, and material credit events
• Monitor portfolio trends, performance metrics, concentration exposures, and emerging risks for senior management and risk partners
• Perform periodic and annual credit reviews of assigned exposures
• Review analyst work for quality, accuracy, consistency, and underwriting-standard adherence
• Mentor and develop junior team members
• Participate in process improvement, technology implementation, data management, and regulatory-readiness initiatives

• Bachelor’s degree in Finance, Accounting, Economics, Business, Engineering, Mathematics, or a related analytical or quantitative discipline
• Strong academic foundation in financial analysis, corporate finance, or accounting
• 2-6 years of experience in commercial banking, investment banking, leveraged finance, structured finance, fund finance, private credit, corporate banking, or other credit-intensive financial services roles
• Prior exposure to subscription facilities, NAV-based lending, other fund-level financing structures, or ABL is a plus but not a requirement
• Strong project-management skills with the ability to manage multiple transactions and competing deadlines
• Demonstrated accountability, intellectual curiosity, and sound judgment in assessing risk
• Strong financial statement analysis and credit underwriting skills
• Advanced Microsoft Excel and financial modeling capabilities
• Ability to build effective working relationships across Front Office, Risk, Legal, Operations, and senior management
• Completion of bank-certified course in Credit Training is preferred
• Legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment

Demonstrates expertise in credit analysis, financial modeling, and risk assessment while effectively managing a portfolio of fund finance transactions. Strong ability to mentor junior team members and collaborate across various departments to ensure compliance and performance monitoring.

• Credit Analysis
• Financial Modeling
• Risk Assessment
• Portfolio Management
• Project Management

• Financial Statement Analysis
• Credit Underwriting
• Liquidity Analysis
• Stress Testing
• Borrowing Base Evaluation
• Covenant Compliance
• Credit Approval Packages
• Due Diligence Review
• Data Management
• Regulatory Readiness

• Accountability
• Intellectual Curiosity
• Sound Judgment
• Relationship Building
• Mentoring

• Credit Training

• Fund Finance
• Commercial Banking
• Investment Banking
• Structured Finance
• Private Credit
• NAV-Based Lending
• Subscription Facilities
• Credit-Intensive Financial Services
• Covenant Breaches
• Collateral Quality

• Microsoft Excel