Senior Treaty Reinsurance Underwriter

At Dow, we believe in putting people first and we’re passionate about delivering integrity, respect and safety to our customers, our employees and the planet.

Our people are at the heart of our solutions. They reflect the communities we live in and the world where we do business. Their diversity is our strength. We’re a community of relentless problem solvers that offers the daily opportunity to contribute with your perspective, transform industries and shape the future. Our purpose is simple - to deliver a sustainable future for the world through science and collaboration.

If you’re looking for a challenge and meaningful role, you’re in the right place.

Dow has an exciting opportunity for a Senior Treaty Reinsurance Underwriter located at the company’s World Headquarters in Midland, Michigan.

In this role, you will be accountable for underwriting and managing a portfolio of treaty reinsurance business across designated lines of business and territories, reporting to the Vice President of Operations of the Consolidated Insurance Subsidiaries. This role evaluates, prices, negotiates, and monitors proportional and non-proportional treaty arrangements while ensuring profitability, portfolio diversification, and alignment with the organization's risk appetite. The position works closely with brokers, cedents, actuarial, claims and finance teams to drive disciplined underwriting performance and profitable growth.

The Dow insurance subsidiaries participate in domestic reinsurance markets and work closely with Dow Corporate Risk Management to finance portions of Dow’s fortuitous risks. They are domiciled and regulated in multiple states, have invested assets of more than $4 Billion, and are led by Dorinco Reinsurance Company holding an AM Best “A” rating with over $700 Million of revenue and $2.2B of admitted assets.

This is an excellent opportunity to learn and apply your finance, analytical, and relationship management skills, as well as insurance industry experience to help manage and shape the insurance underwriting activities across a variety of property and casualty lines of business.

• At the ultimate direction of the Vice President of Insurance Operations, assist in managing the execution of direct insurance and reinsurance business, collaborating on and incorporating comprehensive business plans to attain revenue and profitability objectives that align with Dorinco risk parameters, along with actively developing and implementing marketing and growth strategies.
• Evaluate, price, and structure reinsurance transactions across a diversified portfolio.
• Prepare underwriting recommendations and portfolio reviews for senior management.
• Assess risk exposures, terms and conditions, and coverage structures to ensure profitability and alignment with risk appetite.
• Lead renewal negotiations and participate in new business development initiatives.
• Monitor portfolio performance, including loss trends, rate adequacy, and capital utilization.
• Collaborate with internal stakeholders (finance, actuarial, legal) to create innovative program designs and execution.
• Ensure compliance with underwriting guidelines, regulatory requirements, and governance standards.
• Develop and maintain strong relationships with intermediaries and clients to ensure service excellence and promote Dorinco's solutions to drive profitable growth.
• Provide technical guidance and mentorship.

Ideal candidates will have an outstanding track record of performance in reinsurance, insurance or relevant field. Prior experience in insurance or reinsurance underwriting is desirable. Other high performing individuals may be considered who have demonstrated the required characteristics and have experience in a related finance field, and/or career switchers who have displayed strong interest in, and commitment to, the field.

• A minimum of a bachelor’s degree in insurance, finance, risk management, actuarial science, accounting, or a related field or relevant military experience at or above a U.S. E5 or Canadian Petty Officer 2nd Class or Sergeant ranking.
• A minimum of 7 years of relevant experience in…