Mortgage Processor

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Regular Full-Time Admin Support Worker Middletown, RI, US

15 days ago Requisition

You Belong Here

People’s Credit Union is built on the belief that members and employees should feel a sense of belonging. Based on our Core Values, we created that feeling by design to offer you a genuine sense of community where you are supported personally and professionally.

If you work here, you belong here.

Your Values Align With Ours

We hire employees whose core values match our own. We can train for competency, but if you’re also genuine, trustworthy, earnest, empathetic, and resourceful, we want you on our team.

Here, hierarchy doesn’t drive impact - all voices are sought out, heard, and respected. We are listeners, then doers.

Independent work is expected, but collaboration with compassionate accountability makes us all stronger. Working together, we all learn and grow.

Your Future Is Bright

We recognize that careers are not always straight lines. Professional development is a shared responsibility. We are committed to providing opportunities and resources to help you navigate your career paths and achieve your goals. Let's work together to foster growth and development in our organization.

What we offer

• Health and dental benefits through Blue Cross Blue Shield, plus vision benefits through VSP
• 401(k) and Roth plan with a competitive employer match
• Robust Wellness Program
• Fun, food, and events

This position provides an extraordinary member experience by identifying and ordering the documentation required to process loans, as well as tracking and ensuring receipt of required documents from borrowers.

Preparation of Loan Packages

• Evaluates mortgage loan application packages and applies knowledge of loan product parameters, loan policies, documentation requirements and regulations to move loan through processes required to prepare loan for closing
• Orders and tracks receipts of required third party verifications (i.e. appraisals, credit reports, title reports, employment, etc.)
• Prepares and delivers updated disclosures within requisite time frames
• Prepares application packages for Mortgage Advisors’ review and underwriting
• Interacts with and assists Mortgage Advisors to obtain all necessary supporting documentation for application packages

Documentation & Communication Notices

• Provides loan officers and borrowers with written correspondence pertaining to loan status, approval/denial, and outstanding conditions
• Prepares commitment and adverse action notices
• Monitors assigned loans to ensure timely processing
• Prepares and distributes daily mortgage rate sheet to the Lending Department
• Verifies that all required and outstanding documents have been obtained and approved prior to closing
• Prepares and delivers the Pre-Closing Disclosure and all documentation for mortgage closing
• Performs data entry and ensures accuracy of data base

Compliance

• Adheres to and demonstrates the behaviors of the Credit Union’s core values; actively works to enhance the member experience throughout the Credit Union
• Performs all duties in line with all Credit Union policies and all state and federal regulations
• Other duties as requested

National Mortgage Licensing System (NMLS) Registration

• Apply for and successfully maintain NMLS registration
• Completion of all assigned trainings per regulations set forth by SAFE Act
• Completion of annual registration renewal process

Change Agility

Individuals effective at this competency are comfortable with ambiguity and are highly adaptable. They are comfortable and embrace changes and adjust and modify behaviors when appropriate to accommodate the change when it is for the better of the organization. They understand change management techniques to help with better adoption of change.

Individuals effective at this competency understand the importance of continued, relevant, and consistent information exchange. They understand that communication is best through different channels and actively seek to…