Commercial Loan Officer
Job in
Midlothian, Ellis County, Texas, 76065, USA
Listed on 2026-06-02
Listing for:
CivicMinds, Inc.
Full Time
position Listed on 2026-06-02
Job specializations:
-
Finance & Banking
Financial Analyst, Risk Manager/Analyst, Commercial Banking, Banking & Finance
Job Description & How to Apply Below
Role Summary
We are seeking a dynamic, experienced Commercial Loan Officer for a full-time, on-site position in Midlothian, TX
. In this role, you will be responsible for originating, building, and managing commercial client relationships while ensuring a high-quality credit portfolio. The ideal candidate will blend deep financial acumen with exceptional relationship-management skills to help local businesses achieve their financial goals.
Key Responsibilities
- Relationship Management: Actively prospect and develop new commercial business relationships while managing and expanding an existing portfolio of commercial clients in the local market.
- Financial Analysis & Credit Evaluation: Analyze complex corporate financial statements, tax returns, and cash flow data to assess creditworthiness and determine appropriate loan structures.
- Underwriting & Risk Assessment: Evaluate commercial loan applications, perform thorough credit analysis, conduct due diligence, and mitigate risk in compliance with underwriting guidelines.
- SBA Lending: Utilize knowledge of Small Business Administration (SBA) loan programs (including 7(a) and 504 programs) to guide qualifying business owners through the application and approval processes.
- Loan Execution & Closing: Coordinate and collaborate with internal credit analysts, processors, underwriters, and legal counsel to ensure smooth, efficient loan closings.
- Compliance & Portfolio Maintenance: Ensure all lending activities adhere strictly to internal banking policies, federal regulations, and local compliance standards while actively monitoring portfolio health.
Qualifications & Skills
- Education: Bachelor's degree in Finance, Business Administration, Economics, or a related field; equivalent seasoned commercial lending experience will also be strongly considered.
- Experience: Proven prior experience in commercial banking, corporate lending, or credit analysis.
- Credit Expertise: Strong expertise in commercial underwriting, including structural risk assessment and comprehensive credit analysis.
- Product Knowledge: Solid understanding of diverse commercial loan products, with specific familiarity regarding SBA loans and processes
. - Interpersonal
Skills:
Exceptional communication, negotiation, and relationship-building skills, with a track record of serving as a trusted financial advisor to business owners. - Analytical Mindset: Sharp analytical and problem-solving abilities with high attention to detail.
To View & Apply for jobs on this site that accept applications from your location or country, tap the button below to make a Search.
(If this job is in fact in your jurisdiction, then you may be using a Proxy or VPN to access this site, and to progress further, you should change your connectivity to another mobile device or PC).
(If this job is in fact in your jurisdiction, then you may be using a Proxy or VPN to access this site, and to progress further, you should change your connectivity to another mobile device or PC).
Search for further Jobs Here:
×