Lending Supervisor

Company and Job Description

This role sits within a dynamic lending environment focused on responsible credit growth and strong portfolio performance. You will be responsible for coordinating the lending function, supporting a high-performing team, and ensuring that all credit decisions are commercially sound and aligned to risk appetite.

This is an excellent opportunity for a credit professional looking to step into a supervisory role where you will influence lending strategy, strengthen credit quality, and contribute to long-term portfolio sustainability.

WIIFM:
You will gain exposure to end-to-end lending operations, complex credit transactions, and leadership responsibilities within a fast-paced financial services environment.

• Drive and support the implementation of lending origination strategies alongside the credit team
• Ensure loan applications are processed accurately, efficiently, and in line with internal policies and turnaround standards
• Take ownership of more complex credit applications and structured deals
• Evaluate and recommend funding applications, clearly highlighting risks, deviations, and mitigation measures
• Oversee the preparation and execution of legal agreements and fulfilment of conditions precedent
• Review and approve disbursements in line with credit mandates
• Maintain accurate and complete records of all loan applications and credit decisions

• Monitor loan performance post-disbursement in line with credit policies and risk guidelines
• Manage loan amendments, extensions, and post-investment support requirements
• Oversee collection processes and ensure timely recovery actions are implemented
• Engage internal and external recovery partners, including debt collection agencies
• Minimise impairments, arrears, and write-offs through proactive risk management
• Maintain strong client relationships to ensure retention and reduce portfolio attrition

• Prepare and present weekly, monthly, quarterly, and annual lending reports for internal and external stakeholders
• Ensure full compliance with relevant regulatory requirements, credit policies, and governance standards

• Supervise and support the lending team to achieve operational and performance targets
• Promote continuous learning, skills development, and mandatory training compliance within the team
• Contribute to the enhancement of credit policies, procedures, and operational frameworks
• Monitor market and regulatory developments and recommend improvements to lending practices
• Support strategic initiatives, process optimisation, and product development projects

• Relevant Degree or Diploma in Finance, Accounting, Economics, or related field

• Minimum 5+ years’ experience in credit, lending, or loan management
• Experience in assessing credit risk and managing lending portfolios

• Strong analytical and problem-solving ability
• Excellent attention to detail and sound credit judgement
• Strong organisational and time management skills
• Proficiency in Microsoft Office and credit/lending systems
• Ability to assess risk-return trade-offs and structure practical credit solutions

• Solid understanding of credit risk principles and lending frameworks
• Proven ability to manage lending processes end-to-end