In-House Mortgage Lender

We are looking for an In-House Mortgage Lender to provide top notch customer service to our clients and customers. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you!

Position salary range: $15.00–$24.00 hourly, plus commission based on financed loans that meet customer qualifications and lender requirements.

• Responsible for soliciting and bringing in mortgage business for the bank through previous contacts, relationships and referrals from real estate agents, builders, developers and branches.
• Ensures compliance with regulatory guidelines in the performance of loan originator duties.
• Interviews potential applicants to develop information concerning their needs, desires and other information.
• Obtains and reviews pertinent financial and credit data.
• Assists customers with information about loan types and interest rate options, locks interest rates as requested by the customer, prepares and sends initial disclosures to customers and submits information to automated underwriting software.
• Ensures any re-disclosures are made timely.
• May order appraisals through system, arrange for title search and obtain necessary documents.
• Communicates with the customer throughout the process and works with processors through closing.
• Originates residential home loans.
• Keeps informed of trends and developments in the local real estate market, and changing rules and regulations pertaining to mortgages.
• Develops and maintains internal relationships to drive cross-sell opportunities for other bank products.
• Other duties as assigned.

• High school degree or equivalent, plus some years of sales experience and extensive knowledge of residential loan and bank products, including loan origination, loan processing, credit analysis, loan documentation or other directly related experience.
• Basic knowledge of mortgage lending, processing, credit analysis, mortgage laws and regulations.
• Ability to successfully solicit loans.
• Good problem‑solving skills.
• Ability to work independently.
• Strong interpersonal skills.
• Demonstrated ability to handle multiple priorities.
• Strong verbal and written communication skills.
• Ability to work effectively in a high‑pressure environment.
• Proficiency with various types of computer software, including mortgage‑specific software.

• Medical, Dental and Vision Insurance – start day one.
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 11 paid federal holidays, plus any applicable state holidays.
• 401(k) plan with company match, profit sharing, competitive compensation in line with work experience.
• Mental health benefits, including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, up to $5,250 per calendar year. Employees are eligible for the program upon hire.
• Employee Ambassador preferred banking products.

This position will be open until filled.

All candidates, including those with criminal histories, will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company, and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military…