Senior Credit Risk Analyst

SENIOR CREDIT RISK ANALYST
The Credit Risk Analyst will play a key role in evaluating credit risk requests for leasing/loan by customers/dealers/vendors and you will directly report to the Credit Risk Officer.

Main responsibilities:

Perform credit evaluation and risk analysis based on verification of reliability of information, analysis and spreading of financial statements/economic figures, assessment of customer's creditworthiness and its ability to repay loan, calculation of obligor rating, analysis of transaction’s structure and asset and of possible guarantees / guarantors.
Prepare detailed credit report in English and recommendation based on credit risk analysis to be submitted to the relevant decision‑making bodies.
Collaborate with operations and business lines teams, their dealers/vendors in an international context.
Contribute to the development of credit policies and local credit risk management rules.
Collaborate with collection department in the monitoring of delinquency customers.

Requirements:

Bachelor’s degree in Economic / Finance or a related field.
At least 5 years of experience as credit risk analyst in the leasing/bank industry or in similar role with demonstrate experience at reading and analyzing independently corporate financial statements and associated risk assessment.
Good level of written and spoken English is mandatory.
Knowledge of key credit risk management systems and processes.
Good knowledge of MS Excel.
Ability to multitask and appropriately prioritize workload.
Adherence to processes, focus on details, strong analytical skills.
Proactive, dynamic with ability to build positive relationships within the team.

Workplace
Milan.
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