Closing & Post Closing Associate

• Create and Maintain High Morale, Job Fulfillment and Enjoyment
• Be Creative and Open-Minded
• Pursue Growth and Learning in Self and Team
• Build Open and Honest Relationships with Communication

This position is responsible for performing a variety of Post-Closing tasks, including reviewing loan files for accuracy, transferring files, resolving investor RESPA conditions by providing disputes or cures, and updating documentation such as address corrections or revised escrow amounts. The role supports the Post-Closing team by ensuring all necessary documentation is accurate and up-to-date.

• Obtaining outstanding closing packages in a timely manner
• Uploading closing packages to LOS system
• Reviewing closing documents for accuracy based on an investor specific checklist
• Searching Town/County sites for Recorded Documents
• Drafting assignment of mortgages for execution
• Delivery/Uploading of closed loan files to investors
• Resolving investor conditions until loan purchase
• Researching investor RESPA conditions for validity regarding Change of Circumstances
• Insurance premium updates, being able to provide the necessary updated documentation. (first payment letter, PCCD and Initial escrow account disclosure)
• Reaching out to Attorneys/Borrowers for missing or corrections to documentation

• Ability to complete time-sensitive tasks
• Ability to self-manage in fast pace environment
• Strong attention to detail
• Strong organizational and time management skills
• Strong verbal and written communication skills
• Ability to multi-task and adapt quickly in an ever-changing market

• Must be computer literate. Proficient with Microsoft Office and office equipment.
• Knowledge of third-party mortgage software and imaging systems including, but not limited to Encompass
  360 is preferred.
• Ability to pick-up new LOS systems and understand new websites quickly.
• Conduct web searches on town, county, and state websites.

• High school diploma or equivalent work experience
• 1-3 years related Closing/Post Closing experience
• Knowledge of banking regulations; i.e. Regulation Z, Real Estate Settlement Procedures Act (RESPA), Home Mortgage Disclosure Act (HMDA) is a plus.

• Certificate of Appointment as a Notary Public from the CT Secretary of State is a plus

Monday – Friday 9:00 AM to 5:00 PM

Must be willing to work in office three days a week.

May require over-time; must be available to work additional hours on short notice as determined by management to meet service level agreements.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. But this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.

Total Mortgage Services, LLC is an Equal Opportunity Employer