Software Engineer, Cloud Engineer - Software, Backend Developer

Driven by Excellence. Powered by Curiosity. United in Obsession to Do Good.

At Payactiv, we believe everyone is worthy of financial dignity. Our team is built on a shared obsession to create products that reduce financial stress and improve lives. We thrive on curiosity, strive for excellence, and act with purpose every day. If you’re inspired to reimagine what’s possible for workers everywhere, explore our openings—or reach out and introduce yourself. There’s always room at the table for passionate problem‑solvers.

Position: Staff Software Engineer
Location: Milpitas, CA
Job : 190
# of Openings: 1
Salary Range: 180K to 210K (based on experience)

We are Payactiv, a Fin Tech company in the heart of Silicon Valley, devoted to giving workers access to their earned wages when they need them. Payactiv is the pioneer and industry leader in Earned Wage Access, and the only Certified B Corporation and Public Benefit Corporation in our industry. Our app provides millions with financial services that help them avoid debt, manage their finances, and regain flexibility to pay for things on their own schedule.

• Design, develop, and deliver high‑quality, robust, and scalable software solutions.
• Drive architectural discussions, ensuring solutions align with business goals and technical strategy.
• Champion test‑driven development (TDD), clean code principles, and maintainable system architectures.

• Enforce high code quality standards through peer reviews, unit testing, automation, and continuous integration.
• Establish and promote engineering best practices within the team.

• Provide thought leadership in solving complex engineering challenges.
• Contribute to product and technology roadmaps, suggesting improvements in performance, scalability, and maintainability.
• Stay ahead of industry trends and introduce relevant new technologies or practices.

• Mentor and guide junior and mid‑level engineers, fostering continuous learning and growth.
• Collaborate closely with cross‑functional teams, including Product, QA, Dev Ops, and Design, to translate requirements into technical solutions.
• Play an active role in sprint planning, backlog refinement, and technical reviews.

• Implement secure coding practices, ensuring applications adhere to industry standards and compliance requirements.
• Integrate data protection and security measures at all layers of the system.

• Proactively monitor and enhance application performance, scalability, and reliability.
• Identify bottlenecks, debug issues, and implement innovative solutions to optimize system performance.

• Design, optimize, and manage complex SQL queries, stored procedures, and data models.
• Ensure efficient data access, integrity, and scalability across applications.

• Bachelor’s degree in Computer Science, Software Engineering, or a related field.
• 8+ years of professional experience in the .NET development stack, including .NET Core, C#, and Web API, or equivalent expertise.
• Demonstrated success in designing and delivering complex, scalable, and secure enterprise applications.
• Proven ability to mentor junior engineers, lead technical initiatives, and drive best practices across teams.

• Deep understanding of object‑oriented programming and software design principles.
• Strong proficiency with relational databases (MS SQL Server, Postgre
  
  SQL, Amazon Aurora), including query optimization and performance tuning.
• Hands‑on experience building applications using RESTful APIs, microservices architecture, web applications, batch services, and data connectors.
• Solid knowledge of design patterns, with the ability to identify and resolve anti‑patterns.
• Proficiency with version control tools such as Git and TFS.
• Experience with cloud platforms, particularly AWS, including deployment and infrastructure services.
• Exposure to Dev Ops practices, CI/CD pipelines, and containerization (Docker/Kubernetes) is a strong plus.

• Company‑sponsored Health, Dental, and Vision insurance
• Health, Dental and Vision Reimbursement account
• 401(k), traditional, and Roth with a company match
• Tuition Assistance or Tuition Reimbursement
• Unlimited Paid Time off
• Monthly Gym Reimbursement
• Paid time off to volunteer
• Paid Family Leave
• Complimentary office lunches
• Opportunity to work with a great team committed to making a difference.

Payactiv is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all team members.