Consumer Loan Underwriter - Indirect Lending - To - Milwaukee, WI

Consumer Loan Underwriter - Indirect Lending – To $85K – Milwaukee, WI – Job #

This position comes with a generous salary of up to $85K and a full benefits package.

• Applies proper risk management, fair lending and regulatory compliance to be consistent with the organization's credit policy for all credit decisions.
• Communicates effectively and professionally and finds resolutions with dealers and other departments regarding decisions or conditions required for loans to be funded.
• Keeps current with knowledge of lending updates, criteria guidelines, procedure, policies and processes in order to make sound lending decisions.
• Verifies accuracy of information submitted with loan application from the bank’s dealer network. Ensures application information matches, calculate/verify income information, verify tax and employment information, review all other related documents.
• Approves or denies loans based on risk factors within approved authority level.
• Meets or exceeds the underwriting standards established for reviewing loans that fall into an underwriting review queue.
• Maintains an acceptable level of quality as determined by established loan error standards.
• Assists in conducting audits to ensure loan policies and procedures are followed.
• Performs other duties as required.

• High school diploma or equivalent and a minimum one year of prior consumer lending experience. Prior processing and/or underwriting experience preferred.
• Knowledge of general lending policies and ability to make sound lending decisions.
• Excellent verbal and written communication skills.
• Strong problem solving, organizational, negotiation and interpersonal skills
• Self-motivated-and takes steps to continually expand knowledge of financial industry
• Ability to cope with pressured situations, focus on speed and accuracy.
• Must develop a thorough understanding of company policies and procedures as they relate to this position. Must comply with all company policies and procedures and all job related state and federal laws and regulations.