Sr. Credit Analyst

Sr. Credit Analyst – To $120K – Milwaukee, WI – Job #

Who We Are:

The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

Our bank client is seeking to fill a Sr. Credit Analyst role in the Milwaukee, WI area. The position is responsible for analyzing financial statements and other relevant factors to accurately assess the creditworthiness of new commercial credit requests, identify and mitigate key risks, present findings and recommendations in concise written reports focused on cash flow and ability to repay, and evaluate collateral, structure, and terms.

The Commercial Credit Analyst also performs ongoing reviews of the financial condition of existing commercial borrowers.

The opportunity has a generous salary of up to $120K and a benefits package. (This is not a remote position).

• Prepare the basis and comprehensive credit analyses on commercial loans to facilitate the credit approval process for loan officers or committees making lending decisions for new, renewal, and extension loans.
• Thoroughly analyze the most complex commercial credits, studying factors such as income growth, margins, trends, quality of management, market shares, industry risks, and collateral assessment, and submit credit approval documents to appropriate personnel for decision-making.
• Analyze and create loan presentations for the commercial loan committee.
• Assist lenders in evaluating credit proposals and proper structure.
• Grade new and existing loans.
• Prepare financial projections and stress tests.
• Present financial information to the loan committee and vote on loan presentations.
• Prepare audits on commercial loans for documentation and credit exceptions, and provide recommendations. Maintain a list of ongoing loan exceptions.
• Maintain a list of loans to be funded.

• Bachelor’s Degree in a related field of study, with specialized financial analysis training preferred.
• Five or more years of experience as a Credit Analyst required.
• Experience in preparing credit presentations.
• Ability to manage, process, and track annual reviews of the necessary credits.
• Thorough knowledge of current lending and loan review regulations, banking procedures, and operations.
• Proficient ability to analyze and interpret financial statements.
• Excellent written and verbal communication skills.
• Strong organizational skills with an eye for detail.
• Ability to multitask.
• Adept with spreadsheet and word processing software, and experience working in a digital office environment.