Head of Product Innovation

Head of Product Innovation page is loaded## Head of Product Innovation locations:
Minneapolis, MNtime type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
February 27, 2026 (21 days left to apply) job requisition :
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.##
** Job Description
** This leader is responsible for driving innovative new product solutions and capabilities across our entire product portfolio to empower our customers, drive revenue and increase efficiency. The executive will articulate trends, pain points and performance relative to benchmarks, customer and prospect insights, and the strategy for initiatives to improve our market position, customer satisfaction and loyalty.

This will span across our Payments, Consumer and Small Business (PCS) line of business, and include the U.S. Bank Brand, our Elan agent FI business, and our co-brand/partner businesses. Additionally, this executive will be the primary point of contact for critical strategic initiatives, provide leadership for critical cross business initiatives and partner with multiple delivery teams to bring to market customer-focused, newsworthy, profitable, and differentiated new and refreshed product value propositions.
** RESPONSIBILITIES
* ** Demonstrate the ability to develop and lead a multi-faceted growth strategy effectively and efficiently, with the right balance of customer-focus, innovation, and profitability
* Serve as the ‘Thought Leader’ around consumer insights and competitive trends associated with credit cards, as well as marketing positioning and packaging
* Have a keen understanding of underlying business drivers, with the ability to drive strategy in partnership with other executive line of businesses & operations functions
* Prioritize and drive our product investments and results through annual plans and tracked results / performance
** QUALIFICATIONS
* ** 10+ years of banking or financial services experience
* 5+ years of management experience
* BA in Finance, Business Administration, or related
* MBA/Masters preferred in Finance, Business Administration, or related
* Seasoned executive with strategic management skills and consistent growth in card management, product development, and P&L responsibilities
* Customer focus with demonstrated creative thinking and innovation in the financial services space
* Credit card partnership experience (in the retail co-brand space) is highly valued
* Well-developed strategic management skills while demonstrating consistent growth in responsibilities and accomplishments
* Executive presence and polished written & oral presentation skills
* Ability to facilitate, document, and explain strategy to diverse audiences, from technology to business leaders and from executives to staff in a highly matrixed organization
* Well-rounded risk leadership – someone who has considerable tact, diplomacy, and team building skills
* Experience working in agile product delivery and with design thinking practice

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our .
** Benefits:
** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
* Healthcare (medical, dental, vision)
* Basic term and optional term life insurance
* Short-term and long-term disability
* Pregnancy disability and parental leave
* 401(k) and employer-funded retirement plan
* Paid vacation (from two to…