Credit Portfolio Manager - Insurance Finance

Job Description

U.S. Bank is searching for an experienced credit professional to join our dedicated Insurance Premium Finance (IPF) Credit Portfolio Management team. The Credit Portfolio Manager partners with Relationship Managers to successfully manage and grow IPF credit relationships, supporting retention, expansion, and new growth opportunities aligned with the business strategy.

• Fulfill underwriting requirements while providing accurate, timely, and conclusive credit memos.
• Perform due diligence on prospective borrowers and new opportunities and assist in preparing the initial reviews.
• Co‑ordinate work with Credit Risk Management and other groups to promote consistent quality of credit documents and streamline workflow among underwriting, credit approval, and risk management.
• Participate and contribute in credit approval discussions.
• Participate in joint client calls with relationship managers, clients, and advisors.
• Perform timely covenant compliance and collateral valuation updates.
• Assist relationship managers with internal and external legal counsel to review and ensure accuracy of credit agreements.
• Assist relationship managers in loan structuring to win without undue risk to the Bank.
• Understand and comply with all U.S. Bank Credit Policies and Procedures.

• Bachelor’s degree or equivalent work experience.
• Three to five years of relevant experience.

• Thorough credit underwriting knowledge with experience in complex individual underwriting.
• Thorough understanding of credit standards, policies, procedures, and government agency compliance (RegB, H, O, etc.).
• IPF product experience preferred but not required.
• Strong analytical and problem‑solving skills.
• Well‑developed written communication and verbal presentation skills.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Aptitude to work on several time‑sensitive deals, projects, and tasks simultaneously in a fast‑paced environment.

• Health, dental, and vision insurance (medical, basic term, optional term life).
• Short‑term and long‑term disability, pregnancy disability, and parental leave.
• 401(k) and employer‑funded retirement plan.
• Paid vacation (two to five weeks, depending on salary grade and tenure).
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and safe leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law.

U.S. Bank is an equal opportunity employer and considers all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, or veteran status. U.S. Bank participates in the U.S. Department of Homeland Security E‑Verify program. Read more about the E‑Verify program and the background‑check requirements applicable to this position.

Pay Range: $92,820.00 – $ (based on primary location; actual range may vary by location).