Risk Manager – Credit and Debit Cards

Risk Manager – Credit and Debit Cards Skip to main content
* We only use cookies that are strictly necessary to allow operation of our website.*#Risk Manager – Credit and Debit Cards page is loaded## Risk Manager – Credit and Debit Cards Apply locations:
Minneapolis, MN:
Charlotte, NC:
Cincinnati, OH:
Tempe, AZtime type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
July 31, 2026 (30+ days left to apply) job requisition :
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.##
** Job Description
** Partners with leaders and Compliance colleagues in their assigned Line of Business Risk Managers across all regulatory disciplines, and Law Division personnel to, depending on the function, provide regulatory guidance and credible challenge for the successful creation, implementation, and maintenance of an effective risk management framework. Act as trusted advisor to Business Line (BL) first line of Defense (1

LoD) and Chief Risk Office (CRO) colleagues for projects and/or activities that ensure compliance with applicable federal, state, and local laws and regulations. Facilitate the identification of gaps and drive solutions that minimize losses resulting from inadequate internal processes, systems, or human errors. Ensure the active identification, documentation and challenge or escalation of risks and their controls as appropriate. May influence policies and procedures to maximize profit potential and minimize regulatory exposure.

Accountable for an effective partnership with 1

LoD/CRO teams and with Risk Managers across other product and regulatory disciplines.

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically, more than eight years of applicable experience

Preferred Skills/Experience
- Advanced understanding of the credit/debit card risk and control framework
- Regulatory expertise in the following regulations:
Can-Spam, TCPA, FCRA, ECOA, UDAP/UDAAP, Reg Z, Reg E, and Reg II.

- Advanced knowledge of applicable laws, regulations, financial services, and regulatory trends that impact credit and debit cards  - Advanced understanding of the business line’s operations, products/services, and systems
- Thorough knowledge of Risk/Compliance/Audit competencies
- Strong leadership and management skills of processes, projects and people
- Strong written and verbal communication skills
- Strong analytical, problem-solving and negotiation skills; comfortable presenting and defending regulatory guidance, even when it challenges the status quo
- Proficient computer skills, especially Microsoft Office applications
- Certified Regulatory and Compliance Manager (CRCM)
This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
** Benefits:
** Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
* Healthcare (medical, dental, vision)
* Basic term and optional term life insurance
* Short-term and long-term disability
* Pregnancy disability and parental leave
* 401(k) and employer-funded retirement plan
* Paid vacation (from two to five weeks depending on salary grade and tenure)
* Up to 11 paid holiday opportunities
* Adoption assistance
* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise…