Commercial Credit Portfolio Manager

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description Position Highlights The Institutional Client Group (ICG) Portfolio Manager partners with ICG Relationship Manager(s) to successfully manage a portfolio of Mid Cap and Large Corporate Banking credit relationships in the professional services and contractor industries

Grows revenue as directed by senior management by successfully closing new business relationships and retaining and expanding relationships with existing customers

Underwriting all types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships

Basic Qualifications Bachelor's degree, or equivalent work experience

Eight or more years of relevant experience

Preferred Skills and Experience
12-15 years’ experience, preferably at national or large regional banks

Strong comfort levels of credit analysis on complex commercial and corporate credits ($100MM in Revenues and higher), preferably C&I loans and OORE (not CRE, dealer, equipment finance, wealth, or ABL)

Experience with spreads, projections, determining credit ratings

Comfortable arguing in support or opposition of a credit request from the relationship team to portfolio management leadership or credit approvers

Willingness to mentor less experienced PMs Exceptional writing and presentation skills

Able to oversee complex loan documentation with drafting counsel

Experience underwriting asks from existing clients as well as new prospects

Comfortable underwriting large exposures (routinely close to or over $100MM)
Familiarity with banking policy and the ability to apply it to credit approvals

Familiarity with Moody’s Credit Lens Hybrid/flexible schedule

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Healthcare (medical, dental, vision)
Basic term and optional term life insurance

Short-term and long-term disability

Pregnancy disability and parental leave
401(k) and employer-funded retirement plan

Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities

Adoption assistance

Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation,…