Treasury Management Officer

Position Title:

Treasury Management Officer

Reports To:

SVP - Treasury Management

Location:

Minnesota, HQ

Luminate Bank is redefining what modern banking can be. In just five years under its current leadership, the company has grown from a $62 million community bank into a $500 million financial institution, the fastest-growing state-chartered bank, while building one of the fastest-growing mortgage platforms in the country.

The momentum has been extraordinary:

• Grew bank assets from $62 million to $500 million in five years- the fastest-growing state-chartered bank

• Ranked a 2026 Top Workplace in Minnesota by the Star Tribune and #1 among large companies in Colorado Top Workplaces 2026

• Named a 2026 Top Workplaces Culture Excellence winner in eight categories and a Top Workplace nationally in Financial Services

• Surpassed $4 billionin mortgage originations in 2025

• Ranked among the Top 30 Mortgage Lenders nationally by Scotsman Guide

• Maintain a 4.9-star average rating across 45,000+ customer reviews

• Recognized by Freddie Mac with two 2026 Home Possible RISE Awards for Greatest Volume and Fastest Growth

• Honored by the Minnesota Mortgage Association as 2025 Leaders of the Year

But the story is bigger than growth metrics and awards. Luminate Bank is building a culture designed for ambitious, high-performing people who want to shape the future of banking. We move quickly, think boldly, and invest deeply in our people. Innovation, accountability, collaboration, and customer experience are at the center of everything we do.

What began as a rapidly growing lending and banking platform is now entering its next phase: building a nationally recognized financial brand that redefines how modern banking is experienced.

For leaders who want the opportunity to build, scale, and leave a lasting impact, this is a rare moment to join a company with startup energy, national momentum, and a long runway ahead.

Luminate Bank is seeking an experienced and relationship-driven Treasury Management Officer (TMO) to expand and deepen our Treasury Management portfolio across Minnesota and nationwide footprint. This role is responsible for generating new treasury relationships, cross-selling cash management solutions, and partnering closely with Commercial Bankers to deliver value-focused deposit, payments, and liquidity strategies for business clients.

The ideal candidate understands the Minnesota business landscape, excels in consultative selling, and is passionate about helping clients optimize their cash flow and financial operations.

• Identify, prospect, and build new Treasury Management relationships with business, municipal, non-profits and commercial clients across Minnesota and nationally.

• Partner with Commercial Relationship Managers on joint calling efforts to strengthen client acquisition and deepen existing relationships.

• Conduct needs assessments and present tailored treasury solutions that include payments, receivables, liquidity, fraud mitigation, and digital banking services.

• Achieve assigned sales goals, pipeline expectations, and revenue targets.

• Serve as the subject‑matter expert for Treasury products and services, acting as the primary sales contact for clients and prospects.

• Provide consultative guidance to improve clients’ cash flow efficiency, working capital management, and risk mitigation strategies.

• Lead onboarding efforts for new Treasury clients in coordination with implementation, operations, and customer support teams.

• Maintain high levels of client satisfaction and retention.

• Train and support internal partners on Treasury Management offerings, pricing, and best practices.

• Collaborate with product,…