Business Banking Credit Lending Authority Management Leader

Key Responsibilities

• Manage a newly developed team of Lending Authority Management professionals within the Business Banking Credit Services organization
• Responsible for the upskilling, testing, monitoring, and controls of underwriters throughout their credit approval lending authority lifespan
• Partner with key stakeholders on strategic initiatives to increase lending authority thresholds established within Credit Policy
• Lead the design and execution of a new Lending Authority framework for business banking credit underwriters
• Champion Lending Authority transformation initiatives that enhance efficiency, scalability, and process standardization across credit support functions
• Establish and monitor ongoing Lending Authority control framework; ensuring employees are operating within the defined risk appetite
• Directly manage a team of 3 to 5 Lending Authority Management professionals
• Clearly define role-based goals and team objectives, holding employees accountable for their overall performance
• Act as a mentor, providing clear feedback and guidance to employees
• Assist in the interviewing, hiring and training of new employees

• Bachelor’s degree, or equivalent work experience
• Typically 10 or more years of related experience
• Considerable knowledge of credit policies, credit analysis, procedures and philosophy
• Strong analytical skills in relation to evaluating asset utilization and goals
• Demonstrated analytical and risk analysis skills
• Advanced knowledge of organization, business practices, business philosophy, and ethics
• Demonstrated management and leadership skills
• Well-developed customer service/relations skills
• Effective verbal and written communication skills