Installments Card Product Director

## Installments Card Product Director Apply:
Office:
Minnetonka, MN:
Columbus, OH:
Chicago, IL:
Charlotte, NC:
Full time:
Posted Today:
End Date:
October 8, 2026 (27 days left to apply):
R0075562#
** Description
* *** Job Description

Summary:

** The Installments Card Product Director has leadership responsibility for Installments card product portfolio including strategy development, roadmap initiatives, program execution, and profit optimization.
*
* Duties and Responsibilities:

**** Leadership & Strategy Development:
*** Lead the Installments card business, including the design and execution of product strategies to drive growth and profitability.
* Develop long-term strategic plans and set business targets, budgets, and KPIs for the portfolio and ensure that they are achieved.
* Align strategy and product roadmap with senior leadership with company-wide goals.
** Product Development &

Innovation:
*** Oversee the development of new and innovative installments card products, features, and benefits to meet evolving customer needs and drive profitability.
* Drive innovative solutions by researching emerging trends and customer behaviors, while ensuring alignment with the brand strategy.
* Formulate go to market strategy with cross functional partners including marketing and communications
* Partner across the enterprise to ensure effective implementation of new products and features.
** Customer Acquisition & Retention:
*** Partner with Data and Analytics, Marketing and Product analytics to create test and learn strategies, iterate rapidly to drive customer engagement, deepening and household growth
* Lead cross functional team of partners including Marketing, analytics, technology and credit risk to drive installments campaigns.
* Leverage customer data and insights to improve the value proposition and customer experience.
** Risk & Compliance Management:
*** Ensure that all installment products comply with relevant regulatory requirements, internal policies, and industry standards.
* Develop and monitor risk management frameworks and work with cross functional partners including credit risk, fraud prevention, collections and disputes for Installment card products.
* Monitor portfolio performance and adjust credit policies as necessary to mitigate risk and ensure a healthy portfolio.
** Team Management:
*** Build, lead and mentor a team of product managers and collaborate with cross functional group of partners including analysts, technology, marketers, and risk managers.
* Foster a culture of high performance, collaboration, and innovation within the team.
* Manage team performance, career development, and training initiatives to build a high-functioning, motivated team.
** Financial & Operational Performance:
*** Oversee the financial performance of the installments card portfolio, including revenue generation, cost management, and profitability.
* Proactive outreach and communication on product performance to key stakeholders.  Strong willingness and ability to incorporate stakeholder feedback and adjust product and/or go to market strategies to drive growth.
* Monitor operational metrics such as customer acquisition costs, utilization rates, and charge-off rates to optimize performance.
* Report regularly to senior management on key performance indicators (KPIs), financial results, and strategic initiatives.
** Partnership Management:
*** Develop and manage relationships with key external partners, including third party vendors, payment networks, fintech companies, and credit bureaus.
* Negotiate favorable terms with external partners to enhance product offerings and drive customer acquisition.
* Other duties as assigned.
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* Required Qualifications:

*** Bachelor’s degree
* 10+ years of Card or related payment products,…