VP Ag Loan Officer Job Clara City Minnesota USA,Finance & Banking

Location: Clara City

Position Summary

This role will manage an existing Ag loan portfolio and develop new Ag lending business. The candidate must underwrite, structure, and close all types of Ag loans in accordance with the Bank's policies and procedures. The VP Ag Loan Officer exercises sound judgment in the loan-making process.

Essential Functions

Demonstrate excellent written and verbal communication skills.

Possess knowledge of regulations governing all lending practices.

Recognize consumer 1-4 family applications and refer them to a consumer Loan Officer as appropriate.

Have an innovative outlook to drive continual progress and retention.

Process Ag loan transactions and aid with transaction inquiries.

Aid with consumer loan transactions and aid with transaction inquiries.

Be able to analyze financial statements, cash flows, pay records, and tax returns.

Present credits and loans for approval to appropriate authority, as required.

Be proactive in obtaining new Ag loan customers for the bank.

Demonstrate the ability to prioritize workload.

Take Ag applications and approve or reject loan requests in accordance with loan policies and procedures.

Obtain and maintain a working knowledge of regulatory requirements as they relate to safety and soundness, compliance, and operations.

Develop referral networks, suggest alternate channels, and cross-sell products and services to accomplish the Bank's goals.

Possess strong prioritization and organizational skills.

Possess an understanding of general business and financial issues.

Be able to manage multiple concurrent projects.

Be a self-starter and possess the ability to work both independently and in a group setting.

Possess strong interpersonal skills and the ability to establish and maintain good relations with co-workers and other bank personnel.

Assist co-workers as needed.

This position requires a valid Driver's License.

All employees are expected to exemplify and follow our core values.

Regular attendance and punctuality when reporting to work.

Travel for trade and industry schools and seminars as needed.

This position may require installation of a Multi-Factor Authentication (MFA) app on an employee's personal mobile device. The MFA apps are used to authenticate a user's identity to the system for security purposes.

Adhere to and comply with all applicable, federal, and state laws, regulations, and guidance, including those related to BSA/AML, as well as adhere to the Bank's policies and procedures.

Perform other duties as assigned and requested.

Education and Experience

Required: High School diploma or GED, etc.
Required: Continuing Education to maintain job knowledge.
Required: Three to five years of banking experience.
Preferred: Three to five years of customer service experience.
Preferred: Proficiency in Microsoft Suites.

Equal Opportunity Employer

Citizens Alliance Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual preference or orientation, gender identity, gender expression, national origin, disability, veteran status, and all other protected classes.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws.

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