Vice President - Business Banker

Minnesota Lakes Bank

Location: Delano or Mound, MN

Job Title: Vice President - Business Banker

Overview: Provide service to existing and prospective business customers seeking commercial loans and products. Manage and grow commercial portfolio. Provide support to other employees for overall bank efficiency. Salary Range: $95,000 - $115,000 depending on experience. Benefits include: health, dental, vision & life insurance, 401(k) with company match, long & short-term disability, PTO and paid holidays.

Responsibilities:

• Service New and Existing Commercial Customers in Accordance and Compliance with Bank Regulation and Loan Policy
• Interviews potential new clients, gathers required information to establish credit worthiness and negotiates terms, covenants and pricing within establish guidelines
• Approves or denies credit requests within individual lending authority or refers and presents to the loan committee
• Makes regular calls on existing and potential new clients to retain or increase business relationships
• Monitors loan relationships by reviewing incoming financial information and updating file comments
• Responsible for growing the loan portfolio
• Makes appropriate collection efforts of delinquent loans in a timely manner
• Negotiates extensions and modifications of loans and arranges pay schedules
• Maintains knowledge and understanding of the Bank’s loan policy
• Understands and maintains knowledge of bank regulation
• Counsels customers, as appropriate, on business and financial matters
• Make suggestions or provides customers with an appropriate mix of deposit and ancillary bank products
• Ensure all required documentation is in compliance with loan policy and state & federal regulation
• Develop and Grow the Bank’s Book of Business by Drawing on a Network of Personal and Business Contacts, Business Experience, and Knowledge of the Bank’s Products and Services
• Promote business development and the banks image through community networking and actively participating in community events and activities
• Participate in organizations that improve the quality of life in the communities we serve
• Provide Support to Other Employees as Necessary
• Open and close bank as scheduled, following security guidelines and ensuring employees are prepared for customers
• Perform Other Job-related Duties or Special Projects as Assigned

Requirements:

Education:

• Bachelor’s degree in business, finance, or accounting preferred
• Minimum two years post-high school degree or equivalent certification

Minimum Experience:

• A minimum of five years of commercial lending experience

Deadline: 09/15/2026