Senior Specialist, Compliance Generalist, South Bend, IN; On-Site

Position Summary

Serves as a key contributor as second line of defense and subject matter expert (SME) of banking compliance. This is accomplished through a compliance management and review program including risk assessments, monitoring, testing, reporting and meeting with various Business Units as well as third party vendors. Contributes, performs, and supports reviews in other areas of Compliance as necessary including compliance audits and examinations.

• Effectively communicates with various departments as needed to provide responses to basic compliance inquiries as they relate to the various federal and state banking regulations.
• Coordinates and conducts compliance risk assessments by scheduling, assigning, and reviewing reports with various Business Units to assess the Banks’ regulatory compliance risks.
• Reports results of compliance risk assessments to Risk Management area and assists with preparation of final reports including identifying missing risks that lack controls or mitigation, and recommending action plans as needed.
• Assists in implementing the Banks compliance monitoring review schedule by performing internal testing and monitoring, and coordinating third-party reviews to ensure adherence to processes, policies, procedures, and regulatory requirements.
• Reports results of compliance monitoring and reviews to management and assists with preparation of final reports including any required remedial actions.
• Conducts supplementary testing, monitoring and validation reporting as needed and/or on an ongoing basis.
• Regular and predictable attendance is an essential requirement of the position.
• Responsible for the completion of all compliance training related to the position.
• Must understand and comply with all applicable laws and regulations that apply to the position including reviewing and staying abreast of all associated regulatory changes and their impacts to bank and the banks’ customers.

• Participates as needed in various committees, internal audits and examinations.
• Participates in various compliance committees and work groups for the Bank as deemed relevant.
• Performs all other duties as assigned.

• Minimum of five (5) years of financial institution experience required.
• Minimum of two (2) years in regulatory compliance preferred.
• Subject matter expertise in consumer banking and commercial banking is preferred.
• Basic knowledge of regulations involving deposits and lending including but not limited to:
  Reg B (ECOA), Reg E (EFTA), Reg DD (TISA), Reg Z (TILA), Reg X (RESPA), Reg C (HMDA), Reg CC, and Reg-H (Flood) is preferred. If knowledge is lacking, must have the ability and willingness to complete additional training in these areas.
• Prior experience with reviewing, validating and filing annual HMDA LAR preferred.
• Prior experience in reading, analyzing and summarizing lending regulations preferred.
• Demonstrated ability to perform research and analysis on unfamiliar topics with little direction.
• Ability to meet deadlines and work with no supervision; must be able to manage time for high productivity and allocate resources to match production needs.
• Ability to work with a diverse set of colleagues in different business units, subject matters (products and services) and priorities.
• Highly motivated with the ability to be proactive, take initiative, and carefully monitor, follow through, and completes every project/responsibility in a professional and timely fashion.
• Strong attention to detail and root cause analysis skills required.
• Requires proficiency with PC utilization and software (Microsoft Office, Word, Excel, Outlook, PowerPoint, SharePoint, etc.).
• Requires strong written and verbal communications skills.

Bachelor’s Degree preferred.

Certification in banking compliance (ICBA, ABA, CAMS, CFE) preferred.

Ability to travel for meetings, projects or seminars.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions. While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment;

reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

PC, phone and standard office equipment.