Senior Business Analyst – Product Development; Lending & Underwriting

The Client Company is seeking a Senior Product Business Analyst – Lending & Capital Platform to lead the design and evolution of our proprietary Integrated Capital Management Platform.

In this role, you will act as the critical translator between program administration, financial underwriting, and technology teams, owning how underwriting, capital deployment, and program rules are expressed in the platform’s workflows and features. Your mission is to build a seamless system that optimizes workflows to identify, underwrite, and fund renewable projects serving low- and moderate-income (LMI) .

This is a true product-facing role
, not a back-office finance analyst or generic IT BA position; you will own how complex capital structures and program rules become intuitive, automated product features and lending workflows

• Manage and own platform features through the entire product and software development lifecycle—from discovery and gap analysis to technical design, user acceptance testing (UAT), deployment, and ongoing optimization.
• Collaborate with product and engineering leadership to prioritize features, refine scope, and iterate based on user feedback and evolving program requirements.

• Analyze and document complex business requirements, shaping product features and platform architecture that integrate the Client Company’s core administration software with new capital management and credit underwriting workflows.
• Translate underwriting criteria, grant structures, and program rules into clear, configurable product requirements, rules engines, and decision

• Partner with program administrators, financial underwriters, and engineering teams to design and refine automated workflows for preliminary underwriting, AI-assisted finance ability assessments, and loan processing within the platform.
• Facilitate working sessions to align product behavior with compliance, credit policy, servicing, and grant administration needs, creating shared understanding across teams.

• Map and optimize end-to-end data flows across critical program milestones—from initial project eligibility tracking to final funding disbursement.
• Identify bottlenecks and manual handoffs, and redesign workflows to reduce origination costs, improve cycle times, and increase throughput for LMI-focused renewable energy projects.

• Deliver high-quality functional specifications, process maps, user stories, and acceptance criteria for product features, including applicant interfaces and automated underwriting.
• Maintain clear documentation for workflow automation, integrations, and AI-assisted decision tools to support scalable implementation and ongoing enhancements.
• Document compliance frameworks, risk mitigation strategies (including escrow flows and grant-backed loan structures), and core performance metrics.auburn+1
• Partner with legal, compliance, and risk teams to ensure that platform behavior and underwriting logic align with regulatory requirements and program guidelines, and that changes are traceable and auditable.

• Support product roadmap efforts to scale this integrated capital deployment model to other sustainable infrastructure programs nationally.
• Contribute to market and program research to inform new use cases, eligibility rules, and funding structures that can be supported by the platform.

• 10+ years of Business Analysis experience, specifically embedded within fintech, commercial lending, project finance, or large-scale sustainability programs.
• Demonstrated experience owning or co-owning a software product or financial platform—defining…