Consumer Underwriter - Auto

Location: California

## Consumer Underwriter - Auto .### General information

Career area

Underwriting

Work Location(s)535 Anton, CA, WFH - California, CAYes

Ref #21738

Posted Date
02-24-26

Working time

Full time### Ally and Your Career

Work Schedule:

Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.###

The Opportunity

Location:

remote but must reside in the state of CAFor over 100 years we’ve helped dealers serve their customers by providing the best-in-class products and services they need – and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles.

We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter – Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally’s underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.###

The Work Itself
* Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally’s risk management principles
* Leverage high-touch and high-tech capabilities to negotiate contracts
* Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
* Requires flexibility in work schedule; evening hours, limited travel, and weekends required### The Skills You Bring
* High school Diploma or GED equivalent; bachelor's degree preferred
* 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime)
* Excellent sales, negotiation, problem solving, and analytical skills
* Self-starter with a high level of productivity and sense of ownership, with the ability to learn quickly and apply knowledge to new situations
* Familiarity with the Auto Finance industry, consumer credit, and trend analysis/analytics with the ability to work independently and drive your business results### How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:
* ** Time Away:
** Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
* ** Planning for the Future:
** plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
* ** Supporting your Health & Well-being:
** flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
* ** Building a Family:
** adoption, surrogacy and fertility assistance as well as paid parental and caregiver…