Loan Officer, Ag & Rural Lending

Department

• Marketplace

Loan Officer, Ag & Rural Lending

Are you ready to advance your career with a respected agricultural lending institution and make a positive impact on Missouri communities? If you’re proactive, friendly, detail-oriented, passionate about agriculture and building customer relationships, this opportunity could be a great fit for you!

About Us: At FCS Financial, part of the nationwide Farm Credit System, we take pride in our commitment to agriculture and our members. We provide a supportive work environment that encourages both personal and professional growth.

The Role: We’re looking for a self-starter and motivated Loan Officer to join our team in Nevada, Missouri! In this role, you’ll work closely with our member owners, develop strong relationships, grow and maintain your own ag and consumer loan portfolio, and provide servicing on existing loans. This position is ideal for someone who values frontline customer interaction and enjoys supporting lending operations.

• Competitive Compensation: structure based on experience, along with outstanding incentive opportunities linked to sales goals and Association performance
  . Multiple career paths that provide strong opportunities for personal and professional growth:
  • Financial Services Officer – Base Salary Range: $58,000 – $85,000
  • Assistant Vice President, Ag & Rural Lending – Base Salary Range: $64,000 – $107,000
  • Vice President, Ag & Rural Lending – Base Salary Range: $79,000 – $151,000
• Top-Notch Benefits: A highly competitive compensation and benefits package.
• Community Impact: Be part of an organization that supports local agriculture and rural communities.
• Growth Opportunities: We support your career development and personal growth.

• Education: Bachelor’s degree in agriculture, business or a related field.
• Skills: Sales, negotiating tactics, marketing strategies, financial and agricultural industries, basic accounting principles.
• Attitude: A positive, customer-focused approach.

This position is open until filled.

This position is located in Nevada, Missouri.

This position is classified as Exempt under the Fair Labor Standards Act.

Department:
Marketplace

60%

• Meets with current customers and prospects to gather, update, and review financial and scope of operation information to determine eligibility
• Completes the Farm Credit Services (FCS) application process in order to submit to the credit department
• Analyzes credit for new actions and servicing actions
• Verifies financial documentation and closing conditions
• Determines product pricing
• Communicates credit decision and completes required steps for closing
• Determines location for loan closing and coordinates schedules to ensure loan closing time and location meets customer needs
• Services loans, including partial releases, collateral substitutions, changes in payment and maturity dates, extensions and conversions
• Identifies at‑risk loans and determines a plan of action to resolve deficiencies

25%

• Represents and promotes FCS Financial at agricultural organization meetings and events
• Attends auctions and sale barns to promote FCS services and products
• Determines appropriate sales approach for potential or current customers
• Determines potential business opportunities through relationship building activities including targeted sales calls and onsite visits.
• Review financial information for cross‑sale opportunities
• Determines proper allocation of marketing budget dollars
• Contacts internal resources (credit, appraisal, crop insurance, customer service) to coordinate activities ensure customer needs are met
• Contacts external resources (FSA, title companies, surveyors, legal counsel, appraisers, CPA’s) to coordinate activities and ensure customer needs are met

10%

• Performs Chattel (cattle, crops, machinery) and Collateral valuations (real estate)
• Determines value using external resources such as websites, local grain market, livestock facilities, and the internal appraisal manual for real estate

5%

• Attends loan officer development training courses as application and/or assigned

n/a

Other duties as assigned to meet the needs of…