Business-Line Risk Manager - Consumer & Mortgage Performing Operations

Business-Line Risk Manager

U.S. Bank is seeking a highly effective and dynamic Business-Line Risk Manager to lead corporate functions risk oversight for performing operations within consumer and business banking operations. This role will partner across the three lines of defense to drive consistent risk management practices, influence business decisions, and enhance the control environment across high-risk operational processes. Success will be measured through proactive risk identification and mitigation, sustainable control improvements, and strong cross-functional collaboration to mitigate regulatory and operational risk.

Responsibilities include partnering with the business to serve as the primary risk advisor for assigned consumer and business banking operations business unit, building strong relationships with business leaders to identify risks early and influence decisions, translating complex risk topics into clear, actionable recommendations, supporting risk assessments, control evaluation, and ongoing monitoring activities, identifying emerging risks related to business changes, strategic initiatives, and regulatory expectations, ensuring risks are documented and managed in alignment with enterprise frameworks, contributing to risk governance routines, including reporting on key risk themes and trends, promoting consistency and discipline in risk management practices, developing and delivering concise materials for leadership discussion, providing risk guidance on transformation efforts, new initiatives, and process changes, ensuring early risk engagement to improve outcomes and reduce rework, partnering with cross-functional teams to assess impacts to risk and control environments, supporting issue identification, root cause analysis, and remediation efforts, challenging and validating corrective actions to ensure sustainable solutions, and collaborating with audit, compliance, and risk partners to drive strong outcomes.

Basic qualifications include typically more than six years of applicable experience and a bachelor's degree, or equivalent work experience. Preferred skills/experience include considerable knowledge of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business, considerable understanding of the business line's operations, products/services, systems, and associated risks/controls, thorough knowledge of risk/compliance/audit competencies, strong analytical, process facilitation, and project management skills, effective presentation, interpersonal, written and verbal communication skills, effective relationship building and negotiation skills, proficient computer navigation skills using a variety of software packages, including Microsoft Office applications and word processing, spreadsheets, databases, and presentations, and applicable professional certifications.

This role requires working onsite from a U.S. Bank location three or more days per week.

Benefits include healthcare (medical, dental, vision), basic term and optional term life insurance, short-term and long-term disability, pregnancy disability and parental leave, 401(k) and employer-funded retirement plan, paid vacation (from two to five weeks depending on salary grade and tenure), up to 11 paid holiday opportunities, adoption assistance, sick and safe leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law.