VP, Inforce Management

• Oversee the performance, risk profile, and long-term direction of the Life Insurance Inforce portfolio
• Translate complex Inforce analytics, including mortality, persistency, and profitability trends, into actionable insights, management strategies, and executive-level recommendations
• Own the financial and risk narrative for Life Insurance Inforce across UL, IUL, VUL, Term, COLI/BOLI, and related blocks
• Drive decisions related to profitability sustainability, efficient capital usage, reinsurance strategy, and Inforce actions
• Partner with Product, Finance, Risk, Legal, Reinsurance, Investments, Capital Management, and FP&A
• Influence pricing actions, assumption governance, and portfolio management decisions
• Frame trade-offs between growth, earnings stability, capital efficiency, and risk
• Serve as the primary actuarial advisor on Life Inforce performance and emerging experience trends
• Lead mortality, lapse, premium persistency, and earnings attribution analysis and forward-looking projections
• Own fee, spread, and Non-Guaranteed element analysis and forward-looking projections
• Oversee stress testing, sensitivity testing, and scenario analysis
• Identify emerging experience trends and translate them into actionable recommendations
• Participate as a critical member of the Product Management Committee and Assumption Review Committee
• Lead Life actuarial policy management activities
• Act as the single point of accountability for Life Inforce performance insight
• Develop talent and build confidence throughout the enterprise
• Influence senior leadership through concise storytelling, quantified trade-offs, and decision-ready materials
• Set strategic priorities and decision frameworks for teams supporting Life Inforce analytics

• 12+ years of progressive actuarial experience within the life insurance industry
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, or a related quantitative field
• Fellow of the Society of Actuaries (FSA) strongly preferred; ASA with substantial leadership experience may be considered
• Deep understanding of Life insurance products and Inforce dynamics, including mortality, persistency, and policyholder behavior
• Strong actuarial foundation with demonstrated ability to connect experience analysis to business outcomes
• Proven ability to drive decisions
• Executive-level communication skills with the ability to simplify complex topics
• Highly consultative, with confidence to challenge assumptions and influence outcomes
• Strategic, forward-looking thinker with an owner's mindset
• Comfortable operating with ambiguity and shaping strategic direction
• Focused on impact, accountability, and value creation
• Trusted partner to senior leadership on Life insurance economics and risk

Demonstrates extensive actuarial expertise in Life Insurance, with a strong focus on Inforce portfolio management, profitability analysis, and risk assessment. Capable of translating complex analytics into strategic insights and recommendations for senior leadership.

• 12+ Years Actuarial Experience
• Fellow of the Society of Actuaries (FSA)
• Life Insurance Product Knowledge
• Executive-Level Communication Skills
• Strategic Decision-Making

• Mortality Analysis
• Persistency Analysis
• Profitability Analysis
• Financial Narrative Development
• Stress Testing
• Sensitivity Testing
• Scenario Analysis
• Assumption Governance
• Portfolio Management
• Fee and Spread Analysis

• Consultative Approach
• Influencing Outcomes
• Simplifying Complex Topics
• Strategic Thinking
• Accountability

• Fellow of the Society of Actuaries (FSA)
• Associate of the Society of Actuaries (ASA)

• Life Insurance
• Inforce Portfolio
• Capital Management
• Reinsurance Strategy
• Policyholder Behavior
• Earnings Attribution
• Quantitative Analysis
• Risk Profile
• Executive Recommendations
• Product Management