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Claims Specialist III, Commercial Property; Agribusiness, Loss Field Adjuster

Job in Chesterfield, St. Louis city, Missouri, 63005, USA
Listing for: Nationwide Mutual Insurance Company
Full Time position
Listed on 2026-02-28
Job specializations:
  • Insurance
    Insurance Claims, Insurance Analyst, Underwriter, Property Insurance
Salary/Wage Range or Industry Benchmark: 80000 - 100000 USD Yearly USD 80000.00 100000.00 YEAR
Job Description & How to Apply Below
Position: Claims Specialist III, Commercial Property (Agribusiness, Large Loss Field Adjuster)
Location: Chesterfield

* 5 years of commercial and/or property claims field based experience.
* Farm and/or agribusiness claims handling experience preferred.
* Xactimate experience
* Business income experience/knowledge
* Estimating experience beneficial
* Demonstrated customer service expertise.
* The ability to juggle multiple competing priorities simultaneously.
* Strong written & verbal communication skills.
* Promptly and effectively handles assigned claims, with little to no direction and oversight, that may include complex and catastrophic casualty losses. Makes decisions within delegated authority and recommends settlement values in the disposition of serious and sometimes complex claims as outlined in company policies and procedures. Adheres to high standards of professional conduct consistent with the delivery of superior service.
* Uses various methods of settlement in those cases where warranted; assigns cases to outside vendors as warranted.
* Opens, closes and adjusts reserves in alignment with company practices designed to ensure reserve adequacy. Recommends Special Reserves where necessary, according to Corporate Reserving Guidelines. Adheres to file conferencing notification and authority procedures.
* Maintains current knowledge of: assigned insurance lines; court decisions that may affect the claims function; current guidelines in the claims function; and policy changes and modifications. This may require attendance at various seminars or training sessions.
* Mentors less experienced claims associates and assists with training/presentations as assigned by claims management.
* Partners with Special Investigative Unit (SIU) and Subrogation to identify fraud and subrogation opportunities. Assists or prepares files for suit, trial, or subrogation.
* Oversees defense counsel in all lawsuit activities from inception throughout the life of the claim.
* Delivers a positive customer service experience to internal, external, current and prospective Nationwide customers.

We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more.

To learn more about the benefits we offer,At Nationwide, we find purpose in protecting people, businesses and futures with extraordinary care – and we’ve been doing that since 1926. Our financial strength and caring culture extend beyond our associates into the communities we serve. You really can
* feel* the difference at Nationwide, which is why we continue to be named one of the Fortune 100 Best Companies To Work For. Check out why others think we're , too, and let us know –
#J-18808-Ljbffr
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