Coverage Analyst

Whether you’re new to the industry or beginning a new chapter in your insurance career, we have an opportunity for you.

Founded in 1885, we’re the oldest independent insurance agency west of the Mississippi, and our strength and stability come from our rich history. Today, we continue to protect what matters most by providing tailored insurance solutions to meet business and personal needs.

• Health Insurance
• Vision Insurance
• 401k Matching
• Paid Time Off
• Flexible Schedule
• Hybrid Workplace
• Training & Development
• Charitable Initiatives

When you join Crane Agency, you don’t just become a team member; you will become a pivotal member of our thriving organization and an invaluable collaborator within our extensive network of professionals.

Apply directly below or visit our Indeed page for a comprehensive list of available positions, including remote and hybrid opportunities.

“From our thorough onboarding process, extensive initial training program, continued support and guidance, to our robust benefits package, a career at Crane will not disappoint.”

Beth Roth

Vice President of Human Resources, Crane Agency

Position: Commercial Insurance Coverage Specialist

Location: Chesterfield, MO

Job : 135

# of Openings: 0

Do you have a passion for untangling complex insurance coverage questions?

Crane Agency, a leading Insurance Brokerage Agency, seeks a knowledgeable and detail-driven Coverage Specialist I to join our Coverage & Risk Advisory Group in Chesterfield. If you're ready to put your deep property and casualty expertise to work in a role where your insight shapes real outcomes for clients, and where your growth is actively supported, we want to hear from you!

Position snapshot: As a key member of our Coverage & Risk Advisory Group, you'll serve as a trusted resource for our brokers and account management staff, providing expert guidance on property and casualty coverage matters. From conducting in-depth coverage reviews to advising on contract insurance requirements and regulatory obligations, your work will directly help clients align their insurance programs with their unique risk profiles.

You'll tackle complex, multi-line scenarios every day, and your expertise will help elevate the entire organization.

What we’re looking for: (Experience/Qualifications)

• 10+ years of commercial lines insurance experience, with a deep understanding of property and casualty principles
• Demonstrated experience providing integrated, multi-line insurance solutions for clients
• Valid resident Property & Casualty insurance license
• Certified Insurance Counselor (CIC) or Chartered Property Casualty Underwriter (CPCU), or equivalent designation preferred
• Proficiency in Microsoft Office Suite and familiarity with agency management systems;
  Applied Epic experience is a plus

Personal characteristics:

• Highly detail-oriented with strong analytical and problem-solving skills
• Excellent written, verbal and interpersonal communication abilities
• Able to translate complex technical information into clear, understandable terms for diverse audiences
• Service-oriented, professional, positive and collaborative attitude
• Strong organizational, time-management and prioritization skills
• Adaptable and resilient to change; able to manage work under pressure and tight deadlines
• Self-motivated and capable of working independently
• Committed to continuous learning and professional growth

What you’ll be doing: (Job Duties/Essential Functions)

• Conduct in-depth coverage reviews of insurance programs, analyzing client risk profiles to evaluate exposures, and then prepare deliverables and present findings to brokers and account teams
• Analyze policy language to explain insuring agreements, terms, conditions, limitations and exclusions, and identify coverage gaps and problematic provisions within client programs
• Advise on insurance requirements within contracts (e.g., leases, vendor…